2026 SGD to PHP Historical Review

YEARLY HIGH

48.3503 PHP

YEARLY LOW

45.4602 PHP

YEARLY AVERAGE

47.0104 PHP

2026 SGD to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the SGD to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on June 1, valuing the pair at 48.3503. Conversely, the yearly low was recorded on March 1, dropping to 45.4602.

This high-to-low spread represents a total annual volatility of 2.8901 PHP. From a start-to-finish perspective, comparing the January average rate of 46.1854 to the December average rate of 47.6980, the exchange rate registered a net change of 3.28% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 48.3503 was up 5.45% compared to the 2025 peak of 45.8502, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 241,752 PHP

2025 Average 220,022 PHP

Yearly Trough Low 227,301 PHP

Transaction Impact: A difference of 14,450.68 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

48.3690

45.6963

JanuMarcMayJuly

SGD to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 46.8958, compared to 47.6980 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.8022 points.

H1 Avg (Jan–Jun) 46.8958

H2 Avg (Jul–Dec) 47.6980

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 1.7061 PHP (High: 47.1662 / Low: 45.4602). On the other end, May was the most stable month, with a tight range of 0.0954 PHP (High: 48.1882 / Low: 48.0928).

March Spread (Volatile) ±1.7061

May Spread (Stable) ±0.0954

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.6703 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.6703

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2026: 47.4759) against the same month in 2025 (average: 43.9242), the exchange rate shifted by +3.5517 (+8.09%).

2026 Avg (June) 47.4759

2025 Avg (June) 43.9242

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	46.6371	45.6683	46.1854
February	46.4767	45.5095	45.9190
March	47.1662	45.4602	46.5045
April	48.1512	46.7049	47.1439
May	48.1882	48.0928	48.1462
June	48.3503	46.9286	47.4759
July	47.8691	47.5198	47.6980

૨૦૨૫ SGD થી PHP ઐતિહાસિક સમીક્ષા