YEARLY HIGH
3.9021 PHP
YEARLY LOW
2.9916 PHP
YEARLY AVERAGE
3.5825 PHP

2015 SZL to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the SZL to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on January 11, valuing the pair at 3.9021. Conversely, the yearly low was recorded on December 12, dropping to 2.9916.

This high-to-low spread represents a total annual volatility of 0.9105 PHP. From a start-to-finish perspective, comparing the January average rate of 3.8542 to the December average rate of 3.1399, the exchange rate registered a net change of -18.53% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 3.9021 was down 8.85% compared to the 2014 peak of 4.2808, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SZL based on timing:

Yearly Peak High 19,511 PHP
2014 Average 20,475 PHP
Yearly Trough Low 14,958 PHP
Transaction Impact: A difference of 4,552.40 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

3.9256
3.0685
JanuMarcMayJulySeptNove

SZL to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.7403, compared to 3.4248 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.3155 points.

H1 Avg (Jan–Jun) 3.7403
H2 Avg (Jul–Dec) 3.4248

Volatility Range Comparison

Volatility

The most volatile month in 2015 was December, with a trading range of 0.3078 PHP (High: 3.2994 / Low: 2.9916). On the other end, July was the most stable month, with a tight range of 0.0865 PHP (High: 3.6880 / Low: 3.6015).

December Spread (Volatile) ±0.3078
July Spread (Stable) ±0.0865

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.1868 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.1868

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2015: 3.8542) against the same month in 2014 (average: 4.1434), the exchange rate shifted by -0.2892 (-6.98%).

2015 Avg (January) 3.8542
2014 Avg (January) 4.1434

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.9021 3.7934 3.8542
February 3.8976 3.7716 3.8146
March 3.7852 3.5487 3.6847
April 3.7611 3.6245 3.6995
May 3.7723 3.6648 3.7268
June 3.7213 3.5764 3.6619
July 3.6880 3.6015 3.6370
August 3.6252 3.5157 3.5866
September 3.5038 3.3347 3.4254
October 3.5172 3.3602 3.4331
November 3.4064 3.2645 3.3267
December 3.2994 2.9916 3.1399