YEARLY HIGH
0.1972 GHS
YEARLY LOW
0.1777 GHS
YEARLY AVERAGE
0.1854 GHS

2021 THB to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the THB to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on January 3, valuing the pair at 0.1972. Conversely, the yearly low was recorded on August 9, dropping to 0.1777.

This high-to-low spread represents a total annual volatility of 0.0195 GHS. From a start-to-finish perspective, comparing the January average rate of 0.1950 to the December average rate of 0.1831, the exchange rate registered a net change of -6.11% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.1972 was down 0.38% compared to the 2020 peak of 0.1980, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 THB based on timing:

Yearly Peak High 49,304 GHS
2020 Average 45,862 GHS
Yearly Trough Low 44,435 GHS
Transaction Impact: A difference of 4,869.18 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.1964
0.1800
JanuMarcMayJulySeptNove

THB to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1881, compared to 0.1826 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0055 points.

H1 Avg (Jan–Jun) 0.1881
H2 Avg (Jul–Dec) 0.1826

Volatility Range Comparison

Volatility

The most volatile month in 2021 was August, with a trading range of 0.0100 GHS (High: 0.1877 / Low: 0.1777). On the other end, April was the most stable month, with a tight range of 0.0026 GHS (High: 0.1858 / Low: 0.1832).

August Spread (Volatile) ±0.0100
April Spread (Stable) ±0.0026

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0064 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0064

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 0.1950) against the same month in 2020 (average: 0.1858), the exchange rate shifted by +0.0092 (+4.95%).

2021 Avg (January) 0.1950
2020 Avg (January) 0.1858

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.1972 0.1936 0.1950
February 0.1948 0.1887 0.1930
March 0.1898 0.1847 0.1866
April 0.1858 0.1832 0.1844
May 0.1859 0.1831 0.1847
June 0.1873 0.1813 0.1850
July 0.1839 0.1803 0.1818
August 0.1877 0.1777 0.1819
September 0.1872 0.1778 0.1826
October 0.1847 0.1786 0.1814
November 0.1884 0.1820 0.1850
December 0.1853 0.1804 0.1831