2021 XAF to MAD Historical Review

YEARLY HIGH

0.0167 MAD

YEARLY LOW

0.0158 MAD

YEARLY AVERAGE

0.0162 MAD

2021 XAF to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the XAF to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 3, valuing the pair at 0.0167. Conversely, the yearly low was recorded on November 24, dropping to 0.0158.

This high-to-low spread represents a total annual volatility of 0.0009 MAD. From a start-to-finish perspective, comparing the January average rate of 0.0165 to the December average rate of 0.0160, the exchange rate registered a net change of -3.43% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0167 was down 3.26% compared to the 2020 peak of 0.0172, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XAF based on timing:

Yearly Peak High 83 MAD

2020 Average 83 MAD

Yearly Trough Low 79 MAD

Transaction Impact: A difference of 4.30 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0166

0.0159

JanuMarcMayJulySeptNove

XAF to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0164, compared to 0.0160 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0004 points.

H1 Avg (Jan–Jun) 0.0164

H2 Avg (Jul–Dec) 0.0160

Volatility Range Comparison

Volatility

The most volatile month in 2021 was June, with a trading range of 0.0004 MAD (High: 0.0165 / Low: 0.0161). On the other end, July was the most stable month, with a tight range of 0.0001 MAD (High: 0.0162 / Low: 0.0161).

June Spread (Volatile) ±0.0004

July Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2021. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0002 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0002

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 0.0165) against the same month in 2020 (average: 0.0163), the exchange rate shifted by +0.0003 (+1.57%).

2021 Avg (January) 0.0165

2020 Avg (January) 0.0163

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0167	0.0163	0.0165
February	0.0165	0.0164	0.0165
March	0.0165	0.0162	0.0163
April	0.0165	0.0162	0.0163
May	0.0165	0.0163	0.0164
June	0.0165	0.0161	0.0163
July	0.0162	0.0161	0.0161
August	0.0162	0.0160	0.0161
September	0.0162	0.0160	0.0161
October	0.0161	0.0159	0.0160
November	0.0161	0.0158	0.0159
December	0.0161	0.0158	0.0160

૨૦૨૫ XAF થી MAD ઐતિહાસિક સમીક્ષા