YEARLY HIGH
42.0186 KES
YEARLY LOW
39.4129 KES
YEARLY AVERAGE
40.5789 KES

2021 XCD to KES Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the XCD to KES exchange rate experienced significant fluctuation. The market reached its absolute peak on December 19, valuing the pair at 42.0186. Conversely, the yearly low was recorded on May 10, dropping to 39.4129.

This high-to-low spread represents a total annual volatility of 2.6058 KES. From a start-to-finish perspective, comparing the January average rate of 40.6737 to the December average rate of 41.8075, the exchange rate registered a net change of 2.79% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 42.0186 was up 1.75% compared to the 2020 peak of 41.2943, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XCD based on timing:

Yearly Peak High 210,093 KES
2020 Average 197,013 KES
Yearly Trough Low 197,064 KES
Transaction Impact: A difference of 13,028.85 KES purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

42.0122
39.5564
JanuMarcMayJulySeptNove

XCD to KES Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 40.2416, compared to 40.9163 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.6747 points.

H1 Avg (Jan–Jun) 40.2416
H2 Avg (Jul–Dec) 40.9163

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.7784 KES (High: 40.2985 / Low: 39.5200). On the other end, June was the most stable month, with a tight range of 0.0894 KES (High: 39.9438 / Low: 39.8544).

April Spread (Volatile) ±0.7784
June Spread (Stable) ±0.0894

Growth Streaks & Declines

Trends

Between May and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.6332 points.

Longest Streak 7 Mo.
Sharpest MoM Drop -0.6332

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 41.8075) against the same month in 2020 (average: 40.8878), the exchange rate shifted by +0.9198 (+2.25%).

2021 Avg (December) 41.8075
2020 Avg (December) 40.8878

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 40.8499 40.4327 40.6737
February 40.7495 40.4803 40.5779
March 40.6484 40.4903 40.5877
April 40.2985 39.5200 39.9546
May 40.0881 39.4129 39.7610
June 39.9438 39.8544 39.8947
July 40.1881 39.8763 40.0155
August 40.6468 40.1806 40.4449
September 40.8907 40.6639 40.7610
October 41.1741 40.8873 41.0266
November 41.6485 41.1771 41.4423
December 42.0186 41.6395 41.8075