YEARLY HIGH
0.0395 PLN
YEARLY LOW
0.0373 PLN
YEARLY AVERAGE
0.0383 PLN

2021 XPF to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the XPF to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on November 26, valuing the pair at 0.0395. Conversely, the yearly low was recorded on June 6, dropping to 0.0373.

This high-to-low spread represents a total annual volatility of 0.0021 PLN. From a start-to-finish perspective, comparing the January average rate of 0.0380 to the December average rate of 0.0387, the exchange rate registered a net change of 1.76% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0395 was up 1.75% compared to the 2020 peak of 0.0388, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XPF based on timing:

Yearly Peak High 197 PLN
2020 Average 186 PLN
Yearly Trough Low 187 PLN
Transaction Impact: A difference of 10.75 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0391
0.0375
JanuMarcMayJulySeptNove

XPF to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0380, compared to 0.0385 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0005 points.

H1 Avg (Jan–Jun) 0.0380
H2 Avg (Jul–Dec) 0.0385

Volatility Range Comparison

Volatility

The most volatile month in 2021 was March, with a trading range of 0.0011 PLN (High: 0.0391 / Low: 0.0380). On the other end, February was the most stable month, with a tight range of 0.0004 PLN (High: 0.0379 / Low: 0.0375).

March Spread (Volatile) ±0.0011
February Spread (Stable) ±0.0004

Growth Streaks & Declines

Trends

Between June and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0003 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0003

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 0.0390) against the same month in 2020 (average: 0.0377), the exchange rate shifted by +0.0013 (+3.45%).

2021 Avg (November) 0.0390
2020 Avg (November) 0.0377

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0382 0.0378 0.0380
February 0.0379 0.0375 0.0377
March 0.0391 0.0380 0.0386
April 0.0386 0.0380 0.0382
May 0.0383 0.0375 0.0379
June 0.0382 0.0373 0.0377
July 0.0385 0.0377 0.0382
August 0.0384 0.0379 0.0383
September 0.0389 0.0378 0.0383
October 0.0388 0.0381 0.0385
November 0.0395 0.0384 0.0390
December 0.0389 0.0384 0.0387