YEARLY HIGH
224.4934 STD
YEARLY LOW
212.0468 STD
YEARLY AVERAGE
217.1242 STD

2026 XPF to STD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the XPF to STD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 27, valuing the pair at 224.4934. Conversely, the yearly low was recorded on June 24, dropping to 212.0468.

This high-to-low spread represents a total annual volatility of 12.4465 STD. From a start-to-finish perspective, comparing the January average rate of 219.1244 to the December average rate of 213.1504, the exchange rate registered a net change of -2.73% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 224.4934 was up 1.28% compared to the 2025 peak of 221.6594, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XPF based on timing:

Yearly Peak High 1,122,467 STD
2025 Average 1,055,606 STD
Yearly Trough Low 1,060,234 STD
Transaction Impact: A difference of 62,232.67 STD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

221.5866
212.3835
JanuMarcMayJuly

XPF to STD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 217.7865, compared to 213.1504 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 4.6360 points.

H1 Avg (Jan–Jun) 217.7865
H2 Avg (Jul–Dec) 213.1504

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 7.8540 STD (High: 224.4934 / Low: 216.6394). On the other end, July was the most stable month, with a tight range of 1.5706 STD (High: 213.9054 / Low: 212.3348).

January Spread (Volatile) ±7.8540
July Spread (Stable) ±1.5706

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 4.9110 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -4.9110

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 219.1244) against the same month in 2025 (average: 193.2430), the exchange rate shifted by +25.8814 (+13.39%).

2026 Avg (January) 219.1244
2025 Avg (January) 193.2430

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 224.4934 216.6394 219.1244
February 222.2680 219.7618 220.8197
March 219.5728 213.5249 215.9087
April 220.4574 214.9138 218.2640
May 218.9963 217.0825 217.7173
June 217.4166 212.0468 214.8847
July 213.9054 212.3348 213.1504