2020 GYD to BIF Historical Review

YEARLY HIGH

9.3053 BIF

YEARLY LOW

8.9480 BIF

YEARLY AVERAGE

9.1566 BIF

2020 GYD to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the GYD to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 11, valuing the pair at 9.3053. Conversely, the yearly low was recorded on January 1, dropping to 8.9480.

This high-to-low spread represents a total annual volatility of 0.3573 BIF. From a start-to-finish perspective, comparing the January average rate of 9.0236 to the December average rate of 9.2814, the exchange rate registered a net change of 2.86% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 9.3053 was up 2.70% compared to the 2019 peak of 9.0602, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GYD based on timing:

Yearly Peak High 46,526 BIF

2019 Average 44,081 BIF

Yearly Trough Low 44,740 BIF

Transaction Impact: A difference of 1,786.33 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

9.3072

8.9978

JanuMarcMayJulySeptNove

GYD to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 9.0685, compared to 9.2446 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1761 points.

H1 Avg (Jan–Jun) 9.0685

H2 Avg (Jul–Dec) 9.2446

Volatility Range Comparison

Volatility

The most volatile month in 2020 was January, with a trading range of 0.1366 BIF (High: 9.0846 / Low: 8.9480). On the other end, August was the most stable month, with a tight range of 0.0326 BIF (High: 9.2336 / Low: 9.2010).

January Spread (Volatile) ±0.1366

August Spread (Stable) ±0.0326

Growth Streaks & Declines

Trends

Between January and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 11 straight months. No significant month-over-month rate declines were detected.

Longest Streak 11 Mo.

Sharpest MoM Drop -0.0000

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 9.2814) against the same month in 2019 (average: 8.9910), the exchange rate shifted by +0.2904 (+3.23%).

2020 Avg (December) 9.2814

2019 Avg (December) 8.9910

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	9.0846	8.9480	9.0236
February	9.0712	9.0094	9.0410
March	9.0976	8.9996	9.0545
April	9.1205	9.0035	9.0703
May	9.1510	9.0475	9.1016
June	9.1877	9.0696	9.1203
July	9.2281	9.1295	9.2011
August	9.2336	9.2010	9.2238
September	9.2616	9.2257	9.2384
October	9.2718	9.2346	9.2510
November	9.2994	9.2464	9.2719
December	9.3053	9.2408	9.2814