2021 GYD to GHS Historical Review

YEARLY HIGH

0.0295 GHS

YEARLY LOW

0.0274 GHS

YEARLY AVERAGE

0.0283 GHS

2021 GYD to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the GYD to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 22, valuing the pair at 0.0295. Conversely, the yearly low was recorded on March 27, dropping to 0.0274.

This high-to-low spread represents a total annual volatility of 0.0022 GHS. From a start-to-finish perspective, comparing the January average rate of 0.0280 to the December average rate of 0.0294, the exchange rate registered a net change of 4.94% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0295 was up 3.48% compared to the 2020 peak of 0.0285, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GYD based on timing:

Yearly Peak High 148 GHS

2020 Average 137 GHS

Yearly Trough Low 137 GHS

Transaction Impact: A difference of 10.75 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0295

0.0273

JanuMarcMayJulySeptNove

GYD to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0277, compared to 0.0289 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0013 points.

H1 Avg (Jan–Jun) 0.0277

H2 Avg (Jul–Dec) 0.0289

Volatility Range Comparison

Volatility

The most volatile month in 2021 was July, with a trading range of 0.0007 GHS (High: 0.0286 / Low: 0.0280). On the other end, April was the most stable month, with a tight range of 0.0002 GHS (High: 0.0277 / Low: 0.0275).

July Spread (Volatile) ±0.0007

April Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between May and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0003 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.0003

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 0.0294) against the same month in 2020 (average: 0.0280), the exchange rate shifted by +0.0013 (+4.70%).

2021 Avg (December) 0.0294

2020 Avg (December) 0.0280

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0282	0.0279	0.0280
February	0.0279	0.0275	0.0277
March	0.0276	0.0274	0.0275
April	0.0277	0.0275	0.0276
May	0.0277	0.0275	0.0276
June	0.0280	0.0277	0.0278
July	0.0286	0.0280	0.0284
August	0.0289	0.0284	0.0288
September	0.0290	0.0285	0.0288
October	0.0292	0.0289	0.0290
November	0.0294	0.0290	0.0293
December	0.0295	0.0291	0.0294