2012 GYD to HNL Historical Review

YEARLY HIGH

0.0984 HNL

YEARLY LOW

0.0923 HNL

YEARLY AVERAGE

0.0952 HNL

2012 GYD to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the GYD to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on December 25, valuing the pair at 0.0984. Conversely, the yearly low was recorded on May 14, dropping to 0.0923.

This high-to-low spread represents a total annual volatility of 0.0060 HNL. From a start-to-finish perspective, comparing the January average rate of 0.0938 to the December average rate of 0.0980, the exchange rate registered a net change of 4.44% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.0984 was up 3.98% compared to the 2011 peak of 0.0946, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GYD based on timing:

Yearly Peak High 492 HNL

2011 Average 464 HNL

Yearly Trough Low 462 HNL

Transaction Impact: A difference of 30.07 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.0984

0.0934

JanuMarcMayJulySeptNove

GYD to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0939, compared to 0.0965 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0025 points.

H1 Avg (Jan–Jun) 0.0939

H2 Avg (Jul–Dec) 0.0965

Volatility Range Comparison

Volatility

The most volatile month in 2012 was August, with a trading range of 0.0028 HNL (High: 0.0966 / Low: 0.0938). On the other end, November was the most stable month, with a tight range of 0.0005 HNL (High: 0.0979 / Low: 0.0974).

August Spread (Volatile) ±0.0028

November Spread (Stable) ±0.0005

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0001 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0001

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2012: 0.0980) against the same month in 2011 (average: 0.0934), the exchange rate shifted by +0.0046 (+4.88%).

2012 Avg (December) 0.0980

2011 Avg (December) 0.0934

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0945	0.0929	0.0938
February	0.0945	0.0932	0.0940
March	0.0946	0.0935	0.0939
April	0.0943	0.0936	0.0941
May	0.0945	0.0923	0.0940
June	0.0946	0.0929	0.0939
July	0.0955	0.0931	0.0938
August	0.0966	0.0938	0.0959
September	0.0967	0.0959	0.0964
October	0.0975	0.0960	0.0971
November	0.0979	0.0974	0.0977
December	0.0984	0.0976	0.0980