2020 GYD to MGA Historical Review

YEARLY HIGH

19.0099 MGA

YEARLY LOW

17.3254 MGA

YEARLY AVERAGE

18.2224 MGA

2020 GYD to MGA Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the GYD to MGA exchange rate experienced significant fluctuation. The market reached its absolute peak on November 17, valuing the pair at 19.0099. Conversely, the yearly low was recorded on January 4, dropping to 17.3254.

This high-to-low spread represents a total annual volatility of 1.6846 MGA. From a start-to-finish perspective, comparing the January average rate of 17.6232 to the December average rate of 18.2444, the exchange rate registered a net change of 3.52% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 19.0099 was up 4.89% compared to the 2019 peak of 18.1245, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GYD based on timing:

Yearly Peak High 95,050 MGA

2019 Average 86,948 MGA

Yearly Trough Low 86,627 MGA

Transaction Impact: A difference of 8,422.76 MGA purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

18.8638

17.5104

JanuMarcMayJulySeptNove

GYD to MGA Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 17.9573, compared to 18.4875 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.5303 points.

H1 Avg (Jan–Jun) 17.9573

H2 Avg (Jul–Dec) 18.4875

Volatility Range Comparison

Volatility

The most volatile month in 2020 was November, with a trading range of 0.9566 MGA (High: 19.0099 / Low: 18.0533). On the other end, May was the most stable month, with a tight range of 0.2057 MGA (High: 18.3014 / Low: 18.0957).

November Spread (Volatile) ±0.9566

May Spread (Stable) ±0.2057

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.5067 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.5067

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2020: 18.7511) against the same month in 2019 (average: 17.6761), the exchange rate shifted by +1.0750 (+6.08%).

2020 Avg (November) 18.7511

2019 Avg (November) 17.6761

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	17.8364	17.3254	17.6232
February	17.8772	17.3832	17.7376
March	18.0922	17.4873	17.8194
April	18.2689	17.9255	18.0521
May	18.3014	18.0957	18.2151
June	18.5370	17.8892	18.2962
July	18.5168	18.1490	18.3823
August	18.4313	18.1307	18.3521
September	18.6289	18.3491	18.4662
October	18.9998	18.6056	18.7293
November	19.0099	18.0533	18.7511
December	18.6768	17.7275	18.2444