2020 GYD to NAD Historical Review

YEARLY HIGH

0.0912 NAD

YEARLY LOW

0.0671 NAD

YEARLY AVERAGE

0.0788 NAD

2020 GYD to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the GYD to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on April 23, valuing the pair at 0.0912. Conversely, the yearly low was recorded on January 4, dropping to 0.0671.

This high-to-low spread represents a total annual volatility of 0.0242 NAD. From a start-to-finish perspective, comparing the January average rate of 0.0687 to the December average rate of 0.0711, the exchange rate registered a net change of 3.41% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0912 was down 48.26% compared to the 2019 peak of 0.1763, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GYD based on timing:

Yearly Peak High 456 NAD

2019 Average 347 NAD

Yearly Trough Low 335 NAD

Transaction Impact: A difference of 120.75 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0908

0.0667

JanuMarcMayJulySeptNove

GYD to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0796, compared to 0.0780 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0016 points.

H1 Avg (Jan–Jun) 0.0796

H2 Avg (Jul–Dec) 0.0780

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0127 NAD (High: 0.0859 / Low: 0.0732). On the other end, July was the most stable month, with a tight range of 0.0029 NAD (High: 0.0816 / Low: 0.0787).

March Spread (Volatile) ±0.0127

July Spread (Stable) ±0.0029

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0051 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0051

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 0.0888) against the same month in 2019 (average: 0.0676), the exchange rate shifted by +0.0211 (+31.23%).

2020 Avg (April) 0.0888

2019 Avg (April) 0.0676

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0709	0.0671	0.0687
February	0.0738	0.0706	0.0717
March	0.0859	0.0732	0.0796
April	0.0912	0.0856	0.0888
May	0.0893	0.0830	0.0869
June	0.0836	0.0791	0.0819
July	0.0816	0.0787	0.0801
August	0.0846	0.0790	0.0829
September	0.0832	0.0776	0.0804
October	0.0866	0.0773	0.0795
November	0.0780	0.0729	0.0743
December	0.0733	0.0695	0.0711