2021 GYD to NGN Historical Review

YEARLY HIGH

1.9789 NGN

YEARLY LOW

1.8125 NGN

YEARLY AVERAGE

1.9281 NGN

2021 GYD to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the GYD to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on December 18, valuing the pair at 1.9789. Conversely, the yearly low was recorded on March 27, dropping to 1.8125.

This high-to-low spread represents a total annual volatility of 0.1664 NGN. From a start-to-finish perspective, comparing the January average rate of 1.8536 to the December average rate of 1.9653, the exchange rate registered a net change of 6.03% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 1.9789 was up 4.88% compared to the 2020 peak of 1.8868, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GYD based on timing:

Yearly Peak High 9,895 NGN

2020 Average 9,095 NGN

Yearly Trough Low 9,063 NGN

Transaction Impact: A difference of 832.11 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

1.9794

1.8422

JanuMarcMayJulySeptNove

GYD to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.8900, compared to 1.9662 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0762 points.

H1 Avg (Jan–Jun) 1.8900

H2 Avg (Jul–Dec) 1.9662

Volatility Range Comparison

Volatility

The most volatile month in 2021 was May, with a trading range of 0.1595 NGN (High: 1.9762 / Low: 1.8167). On the other end, September was the most stable month, with a tight range of 0.0100 NGN (High: 1.9716 / Low: 1.9616).

May Spread (Volatile) ±0.1595

September Spread (Stable) ±0.0100

Growth Streaks & Declines

Trends

Between March and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0089 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0089

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 1.9653) against the same month in 2020 (average: 1.8342), the exchange rate shifted by +0.1311 (+7.15%).

2021 Avg (December) 1.9653

2020 Avg (December) 1.8342

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.8965	1.8193	1.8536
February	1.9681	1.8172	1.8639
March	1.9648	1.8125	1.8550
April	1.9627	1.8135	1.8674
May	1.9762	1.8167	1.9332
June	1.9766	1.9593	1.9668
July	1.9707	1.9601	1.9668
August	1.9718	1.9616	1.9680
September	1.9716	1.9616	1.9680
October	1.9733	1.9597	1.9652
November	1.9719	1.9580	1.9640
December	1.9789	1.9583	1.9653