YEARLY HIGH
0.2482 PHP
YEARLY LOW
0.2289 PHP
YEARLY AVERAGE
0.2373 PHP

2020 GYD to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the GYD to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on March 18, valuing the pair at 0.2482. Conversely, the yearly low was recorded on December 3, dropping to 0.2289.

This high-to-low spread represents a total annual volatility of 0.0193 PHP. From a start-to-finish perspective, comparing the January average rate of 0.2434 to the December average rate of 0.2297, the exchange rate registered a net change of -5.60% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.2482 was down 3.08% compared to the 2019 peak of 0.2561, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GYD based on timing:

Yearly Peak High 1,241 PHP
2019 Average 1,239 PHP
Yearly Trough Low 1,144 PHP
Transaction Impact: A difference of 96.66 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.2451
0.2283
JanuMarcMayJulySeptNove

GYD to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2423, compared to 0.2323 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0100 points.

H1 Avg (Jan–Jun) 0.2423
H2 Avg (Jul–Dec) 0.2323

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0090 PHP (High: 0.2482 / Low: 0.2392). On the other end, October was the most stable month, with a tight range of 0.0016 PHP (High: 0.2327 / Low: 0.2312).

March Spread (Volatile) ±0.0090
October Spread (Stable) ±0.0016

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0031 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.0031

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.2437) against the same month in 2019 (average: 0.2515), the exchange rate shifted by -0.0078 (-3.10%).

2020 Avg (March) 0.2437
2019 Avg (March) 0.2515

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.2446 0.2408 0.2434
February 0.2448 0.2415 0.2433
March 0.2482 0.2392 0.2437
April 0.2440 0.2403 0.2423
May 0.2435 0.2386 0.2416
June 0.2410 0.2376 0.2393
July 0.2381 0.2346 0.2363
August 0.2348 0.2311 0.2333
September 0.2330 0.2313 0.2321
October 0.2327 0.2312 0.2319
November 0.2322 0.2295 0.2307
December 0.2307 0.2289 0.2297