2020 GYD to SGD Historical Review

YEARLY HIGH

0.0070 SGD

YEARLY LOW

0.0063 SGD

YEARLY AVERAGE

0.0066 SGD

2020 GYD to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the GYD to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 23, valuing the pair at 0.0070. Conversely, the yearly low was recorded on December 31, dropping to 0.0063.

This high-to-low spread represents a total annual volatility of 0.0007 SGD. From a start-to-finish perspective, comparing the January average rate of 0.0065 to the December average rate of 0.0064, the exchange rate registered a net change of -1.59% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0070 was up 4.03% compared to the 2019 peak of 0.0068, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GYD based on timing:

Yearly Peak High 35 SGD

2019 Average 33 SGD

Yearly Trough Low 32 SGD

Transaction Impact: A difference of 3.56 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0069

0.0063

JanuMarcMayJulySeptNove

GYD to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0067, compared to 0.0065 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0002 points.

H1 Avg (Jan–Jun) 0.0067

H2 Avg (Jul–Dec) 0.0065

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0005 SGD (High: 0.0070 / Low: 0.0066). On the other end, October was the most stable month, with a tight range of 0.0001 SGD (High: 0.0065 / Low: 0.0065).

March Spread (Volatile) ±0.0005

October Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0001 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0001

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.0068) against the same month in 2019 (average: 0.0065), the exchange rate shifted by +0.0003 (+4.54%).

2020 Avg (March) 0.0068

2019 Avg (March) 0.0065

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0065	0.0064	0.0065
February	0.0067	0.0065	0.0067
March	0.0070	0.0066	0.0068
April	0.0069	0.0067	0.0068
May	0.0068	0.0067	0.0068
June	0.0067	0.0066	0.0067
July	0.0067	0.0066	0.0066
August	0.0066	0.0065	0.0065
September	0.0066	0.0065	0.0065
October	0.0065	0.0065	0.0065
November	0.0065	0.0064	0.0064
December	0.0064	0.0063	0.0064