YEARLY HIGH
3.0936 GHS
YEARLY LOW
2.8630 GHS
YEARLY AVERAGE
2.9615 GHS

2021 BBD to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BBD to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 9, valuing the pair at 3.0936. Conversely, the yearly low was recorded on March 14, dropping to 2.8630.

This high-to-low spread represents a total annual volatility of 0.2306 GHS. From a start-to-finish perspective, comparing the January average rate of 2.9267 to the December average rate of 3.0715, the exchange rate registered a net change of 4.95% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 3.0936 was up 3.60% compared to the 2020 peak of 2.9862, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BBD based on timing:

Yearly Peak High 15,468 GHS
2020 Average 14,337 GHS
Yearly Trough Low 14,315 GHS
Transaction Impact: A difference of 1,153.23 GHS purely based on transaction execution date.

ट्रेंड विज़ुअलाइज़ेशन

2021 के दौरान महीने के औसत उतार-चढ़ाव।

3.0915
2.8517
JanuMarcMayJulySeptNove

BBD to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.8961, compared to 3.0269 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1308 points.

H1 Avg (Jan–Jun) 2.8961
H2 Avg (Jul–Dec) 3.0269

Volatility Range Comparison

Volatility

The most volatile month in 2021 was July, with a trading range of 0.0635 GHS (High: 2.9910 / Low: 2.9275). On the other end, April was the most stable month, with a tight range of 0.0164 GHS (High: 2.8965 / Low: 2.8801).

July Spread (Volatile) ±0.0635
April Spread (Stable) ±0.0164

Growth Streaks & Declines

Trends

Between May and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0293 points.

Longest Streak 7 Mo.
Sharpest MoM Drop -0.0293

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 3.0715) against the same month in 2020 (average: 2.9341), the exchange rate shifted by +0.1373 (+4.68%).

2021 Avg (December) 3.0715
2020 Avg (December) 2.9341

महीने का ब्रेकडाउन

हर कैलेंडर महीने के लिए स्टैटिस्टिकल समरी।

Month High Low Average
January 2.9495 2.9129 2.9267
February 2.9144 2.8742 2.8974
March 2.8908 2.8630 2.8717
April 2.8965 2.8801 2.8887
May 2.8980 2.8676 2.8865
June 2.9250 2.8900 2.9058
July 2.9910 2.9275 2.9670
August 3.0240 2.9744 3.0094
September 3.0303 2.9797 3.0165
October 3.0520 3.0225 3.0353
November 3.0750 3.0390 3.0616
December 3.0936 3.0403 3.0715