YEARLY HIGH
35.4941 PHP
YEARLY LOW
30.4441 PHP
YEARLY AVERAGE
33.2120 PHP

2025 BGN to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the BGN to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on December 14, valuing the pair at 35.4941. Conversely, the yearly low was recorded on January 2, dropping to 30.4441.

This high-to-low spread represents a total annual volatility of 5.0500 PHP. From a start-to-finish perspective, comparing the January average rate of 30.9501 to the December average rate of 35.2448, the exchange rate registered a net change of 13.88% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 35.4941 was up 8.31% compared to the 2024 peak of 32.7699, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 177,471 PHP
2024 Average 158,475 PHP
Yearly Trough Low 152,221 PHP
Transaction Impact: A difference of 25,250.19 PHP purely based on transaction execution date.

ट्रेंड विज़ुअलाइज़ेशन

2025 के दौरान महीने के औसत उतार-चढ़ाव।

35.6795
30.4628
JanuMarcMayJulySeptNove

BGN to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 31.9064, compared to 34.5176 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 2.6111 points.

H1 Avg (Jan–Jun) 31.9064
H2 Avg (Jul–Dec) 34.5176

Volatility Range Comparison

Volatility

The most volatile month in 2025 was June, with a trading range of 1.7232 PHP (High: 33.9520 / Low: 32.2288). On the other end, August was the most stable month, with a tight range of 0.4746 PHP (High: 34.2061 / Low: 33.7315).

June Spread (Volatile) ±1.7232
August Spread (Stable) ±0.4746

Growth Streaks & Declines

Trends

Between May and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.5346 points.

Longest Streak 7 Mo.
Sharpest MoM Drop -0.5346

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 35.2448) against the same month in 2024 (average: 31.2873), the exchange rate shifted by +3.9575 (+12.65%).

2025 Avg (December) 35.2448
2024 Avg (December) 31.2873

महीने का ब्रेकडाउन

हर कैलेंडर महीने के लिए स्टैटिस्टिकल समरी।

Month High Low Average
January 31.3301 30.4441 30.9501
February 31.1327 30.6463 30.8975
March 32.0418 30.7358 31.6904
April 33.1222 31.6303 32.6117
May 32.3609 31.7330 32.0771
June 33.9520 32.2288 33.2117
July 34.3300 33.7156 33.9650
August 34.2061 33.7315 34.0079
September 34.9476 33.9446 34.3616
October 35.1986 34.4188 34.7286
November 35.0863 34.4032 34.7975
December 35.4941 34.7050 35.2448