2021 BIF to PHP Historical Review

YEARLY HIGH

0.0257 PHP

YEARLY LOW

0.0241 PHP

YEARLY AVERAGE

0.0250 PHP

2021 BIF to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BIF to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on July 19, valuing the pair at 0.0257. Conversely, the yearly low was recorded on June 7, dropping to 0.0241.

This high-to-low spread represents a total annual volatility of 0.0016 PHP. From a start-to-finish perspective, comparing the January average rate of 0.0247 to the December average rate of 0.0252, the exchange rate registered a net change of 1.99% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0257 was down 6.14% compared to the 2020 peak of 0.0274, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BIF based on timing:

Yearly Peak High 129 PHP

2020 Average 130 PHP

Yearly Trough Low 120 PHP

Transaction Impact: A difference of 8.17 PHP purely based on transaction execution date.

ट्रेंड विज़ुअलाइज़ेशन

2021 के दौरान महीने के औसत उतार-चढ़ाव।

0.0256

0.0242

JanuMarcMayJulySeptNove

BIF to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0246, compared to 0.0253 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0007 points.

H1 Avg (Jan–Jun) 0.0246

H2 Avg (Jul–Dec) 0.0253

Volatility Range Comparison

Volatility

The most volatile month in 2021 was August, with a trading range of 0.0010 PHP (High: 0.0256 / Low: 0.0246). On the other end, October was the most stable month, with a tight range of 0.0003 PHP (High: 0.0256 / Low: 0.0253).

August Spread (Volatile) ±0.0010

October Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0005 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0005

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2021: 0.0252) against the same month in 2020 (average: 0.0257), the exchange rate shifted by -0.0004 (-1.68%).

2021 Avg (July) 0.0252

2020 Avg (July) 0.0257

महीने का ब्रेकडाउन

हर कैलेंडर महीने के लिए स्टैटिस्टिकल समरी।

Month	High	Low	Average
January	0.0249	0.0245	0.0247
February	0.0252	0.0245	0.0248
March	0.0250	0.0246	0.0248
April	0.0250	0.0245	0.0248
May	0.0246	0.0242	0.0243
June	0.0247	0.0241	0.0243
July	0.0257	0.0248	0.0252
August	0.0256	0.0246	0.0253
September	0.0257	0.0250	0.0252
October	0.0256	0.0253	0.0254
November	0.0254	0.0250	0.0253
December	0.0257	0.0249	0.0252

2021 BIF से PHP हिस्टोरिकल रिव्यू