YEARLY HIGH
8.5733 PHP
YEARLY LOW
7.9864 PHP
YEARLY AVERAGE
8.3171 PHP

2025 BOB to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the BOB to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on December 9, valuing the pair at 8.5733. Conversely, the yearly low was recorded on May 11, dropping to 7.9864.

This high-to-low spread represents a total annual volatility of 0.5869 PHP. From a start-to-finish perspective, comparing the January average rate of 8.4570 to the December average rate of 8.5068, the exchange rate registered a net change of 0.59% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 8.5733 was down 0.33% compared to the 2024 peak of 8.6014, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BOB based on timing:

Yearly Peak High 42,866 PHP
2024 Average 41,445 PHP
Yearly Trough Low 39,932 PHP
Transaction Impact: A difference of 2,934.25 PHP purely based on transaction execution date.

ट्रेंड विज़ुअलाइज़ेशन

2025 के दौरान महीने के औसत उतार-चढ़ाव।

8.5630
7.9906
JanuMarcMayJulySeptNove

BOB to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 8.2608, compared to 8.3734 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1126 points.

H1 Avg (Jan–Jun) 8.2608
H2 Avg (Jul–Dec) 8.3734

Volatility Range Comparison

Volatility

The most volatile month in 2025 was August, with a trading range of 0.3037 PHP (High: 8.4834 / Low: 8.1798). On the other end, May was the most stable month, with a tight range of 0.0930 PHP (High: 8.0794 / Low: 7.9864).

August Spread (Volatile) ±0.3037
May Spread (Stable) ±0.0930

Growth Streaks & Declines

Trends

Between May and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.1842 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.1842

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 8.5068) against the same month in 2024 (average: 8.4554), the exchange rate shifted by +0.0514 (+0.61%).

2025 Avg (December) 8.5068
2024 Avg (December) 8.4554

महीने का ब्रेकडाउन

हर कैलेंडर महीने के लिए स्टैटिस्टिकल समरी।

Month High Low Average
January 8.5404 8.3931 8.4570
February 8.4501 8.3243 8.3868
March 8.3919 8.2577 8.3095
April 8.3091 8.0889 8.2225
May 8.0794 7.9864 8.0383
June 8.2762 8.0313 8.1504
July 8.4363 8.1402 8.2292
August 8.4834 8.1798 8.2634
September 8.4459 8.1782 8.2881
October 8.5451 8.3757 8.4375
November 8.5573 8.4634 8.5153
December 8.5733 8.4342 8.5068