YEARLY HIGH
0.9958 PHP
YEARLY LOW
0.9251 PHP
YEARLY AVERAGE
0.9564 PHP

2021 GMD to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the GMD to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on July 19, valuing the pair at 0.9958. Conversely, the yearly low was recorded on January 3, dropping to 0.9251.

This high-to-low spread represents a total annual volatility of 0.0707 PHP. From a start-to-finish perspective, comparing the January average rate of 0.9305 to the December average rate of 0.9579, the exchange rate registered a net change of 2.94% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.9958 was down 2.05% compared to the 2020 peak of 1.0167, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 GMD based on timing:

Yearly Peak High 4,979 PHP
2020 Average 4,819 PHP
Yearly Trough Low 4,626 PHP
Transaction Impact: A difference of 353.53 PHP purely based on transaction execution date.

ट्रेंड विज़ुअलाइज़ेशन

2021 के दौरान महीने के औसत उतार-चढ़ाव।

0.9865
0.9255
JanuMarcMayJulySeptNove

GMD to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9400, compared to 0.9727 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0327 points.

H1 Avg (Jan–Jun) 0.9400
H2 Avg (Jul–Dec) 0.9727

Volatility Range Comparison

Volatility

The most volatile month in 2021 was August, with a trading range of 0.0366 PHP (High: 0.9917 / Low: 0.9551). On the other end, April was the most stable month, with a tight range of 0.0080 PHP (High: 0.9510 / Low: 0.9429).

August Spread (Volatile) ±0.0366
April Spread (Stable) ±0.0080

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0143 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0143

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2021: 0.9783) against the same month in 2020 (average: 0.9547), the exchange rate shifted by +0.0236 (+2.48%).

2021 Avg (July) 0.9783
2020 Avg (July) 0.9547

महीने का ब्रेकडाउन

हर कैलेंडर महीने के लिए स्टैटिस्टिकल समरी।

Month High Low Average
January 0.9340 0.9251 0.9305
February 0.9555 0.9302 0.9392
March 0.9510 0.9429 0.9461
April 0.9510 0.9429 0.9471
May 0.9431 0.9277 0.9352
June 0.9550 0.9309 0.9419
July 0.9958 0.9601 0.9783
August 0.9917 0.9551 0.9814
September 0.9929 0.9568 0.9762
October 0.9866 0.9676 0.9783
November 0.9733 0.9561 0.9641
December 0.9754 0.9434 0.9579