YEARLY HIGH
2.4831 NPR
YEARLY LOW
2.2262 NPR
YEARLY AVERAGE
2.3900 NPR

2020 PHP to NPR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PHP to NPR exchange rate experienced significant fluctuation. The market reached its absolute peak on November 15, valuing the pair at 2.4831. Conversely, the yearly low was recorded on January 16, dropping to 2.2262.

This high-to-low spread represents a total annual volatility of 0.2568 NPR. From a start-to-finish perspective, comparing the January average rate of 2.2421 to the December average rate of 2.4500, the exchange rate registered a net change of 9.27% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 2.4831 was up 9.33% compared to the 2019 peak of 2.2712, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 250,000 PHP based on timing:

Yearly Peak High 620,767 NPR
2019 Average 543,756 NPR
Yearly Trough Low 556,559 NPR
Transaction Impact: A difference of 64,208.14 NPR purely based on transaction execution date.

ट्रेंड विज़ुअलाइज़ेशन

2020 के दौरान महीने के औसत उतार-चढ़ाव।

2.4846
2.2200
JanuMarcMayJulySeptNove

PHP to NPR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.3413, compared to 2.4387 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0973 points.

H1 Avg (Jan–Jun) 2.3413
H2 Avg (Jul–Dec) 2.4387

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.1263 NPR (High: 2.3979 / Low: 2.2716). On the other end, July was the most stable month, with a tight range of 0.0283 NPR (High: 2.4384 / Low: 2.4101).

March Spread (Volatile) ±0.1263
July Spread (Stable) ±0.0283

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0251 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0251

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2020: 2.4626) against the same month in 2019 (average: 2.2538), the exchange rate shifted by +0.2088 (+9.27%).

2020 Avg (November) 2.4626
2019 Avg (November) 2.2538

महीने का ब्रेकडाउन

हर कैलेंडर महीने के लिए स्टैटिस्टिकल समरी।

Month High Low Average
January 2.2671 2.2262 2.2421
February 2.2668 2.2349 2.2505
March 2.3979 2.2716 2.3356
April 2.4193 2.3670 2.4047
May 2.4074 2.3698 2.3941
June 2.4353 2.3963 2.4210
July 2.4384 2.4101 2.4267
August 2.4671 2.4178 2.4459
September 2.4383 2.3909 2.4208
October 2.4625 2.4064 2.4259
November 2.4831 2.4502 2.4626
December 2.4629 2.4343 2.4500