2020 HKD to AED Historical Review

YEARLY HIGH

0.4740 AED

YEARLY LOW

0.4712 AED

YEARLY AVERAGE

0.4736 AED

2020 HKD to AED Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HKD to AED exchange rate experienced significant fluctuation. The market reached its absolute peak on October 19, valuing the pair at 0.4740. Conversely, the yearly low was recorded on February 27, dropping to 0.4712.

This high-to-low spread represents a total annual volatility of 0.0028 AED. From a start-to-finish perspective, comparing the January average rate of 0.4725 to the December average rate of 0.4738, the exchange rate registered a net change of 0.27% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.4740 was up 0.46% compared to the 2019 peak of 0.4718, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 25,000 HKD based on timing:

Yearly Peak High 11,849 AED

2019 Average 11,720 AED

Yearly Trough Low 11,780 AED

Transaction Impact: A difference of 69.26 AED purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.4741

0.4723

JanuMarcMayJulySeptNove

HKD to AED Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4732, compared to 0.4739 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0006 points.

H1 Avg (Jan–Jun) 0.4732

H2 Avg (Jul–Dec) 0.4739

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0025 AED (High: 0.4738 / Low: 0.4713). On the other end, September was the most stable month, with a tight range of 0.0001 AED (High: 0.4740 / Low: 0.4739).

March Spread (Volatile) ±0.0025

September Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0002 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0002

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2020: 0.4739) against the same month in 2019 (average: 0.4684), the exchange rate shifted by +0.0055 (+1.18%).

2020 Avg (October) 0.4739

2019 Avg (October) 0.4684

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4730	0.4714	0.4725
February	0.4731	0.4712	0.4724
March	0.4738	0.4713	0.4730
April	0.4739	0.4737	0.4739
May	0.4739	0.4729	0.4737
June	0.4740	0.4739	0.4739
July	0.4740	0.4737	0.4739
August	0.4739	0.4739	0.4739
September	0.4740	0.4739	0.4739
October	0.4740	0.4737	0.4739
November	0.4739	0.4737	0.4738
December	0.4739	0.4737	0.4738