YEARLY HIGH
11.0782 BDT
YEARLY LOW
10.8303 BDT
YEARLY AVERAGE
10.9451 BDT

2021 HKD to BDT Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HKD to BDT exchange rate experienced significant fluctuation. The market reached its absolute peak on December 19, valuing the pair at 11.0782. Conversely, the yearly low was recorded on May 9, dropping to 10.8303.

This high-to-low spread represents a total annual volatility of 0.2479 BDT. From a start-to-finish perspective, comparing the January average rate of 10.9391 to the December average rate of 10.9999, the exchange rate registered a net change of 0.56% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 11.0782 was up 0.51% compared to the 2020 peak of 11.0220, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 25,000 HKD based on timing:

Yearly Peak High 276,955 BDT
2020 Average 273,468 BDT
Yearly Trough Low 270,757 BDT
Transaction Impact: A difference of 6,197.69 BDT purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

11.0218
10.8941
JanuMarcMayJulySeptNove

HKD to BDT Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 10.9216, compared to 10.9685 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0468 points.

H1 Avg (Jan–Jun) 10.9216
H2 Avg (Jul–Dec) 10.9685

Volatility Range Comparison

Volatility

The most volatile month in 2021 was May, with a trading range of 0.1350 BDT (High: 10.9653 / Low: 10.8303). On the other end, June was the most stable month, with a tight range of 0.0241 BDT (High: 10.9357 / Low: 10.9116).

May Spread (Volatile) ±0.1350
June Spread (Stable) ±0.0241

Growth Streaks & Declines

Trends

Between July and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0232 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0232

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 10.9999) against the same month in 2020 (average: 10.9381), the exchange rate shifted by +0.0619 (+0.57%).

2021 Avg (December) 10.9999
2020 Avg (December) 10.9381

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 10.9724 10.9142 10.9391
February 10.9465 10.9210 10.9346
March 10.9336 10.8795 10.9114
April 10.9364 10.8702 10.9047
May 10.9653 10.8303 10.9167
June 10.9357 10.9116 10.9234
July 10.9244 10.8910 10.9125
August 10.9659 10.8790 10.9201
September 11.0064 10.9338 10.9619
October 11.0158 10.9857 11.0053
November 11.0345 10.9951 11.0111
December 11.0782 10.9504 10.9999