YEARLY HIGH
79.2389 CRC
YEARLY LOW
72.3212 CRC
YEARLY AVERAGE
75.3456 CRC

2020 HKD to CRC Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HKD to CRC exchange rate experienced significant fluctuation. The market reached its absolute peak on November 15, valuing the pair at 79.2389. Conversely, the yearly low was recorded on April 19, dropping to 72.3212.

This high-to-low spread represents a total annual volatility of 6.9177 CRC. From a start-to-finish perspective, comparing the January average rate of 73.1136 to the December average rate of 78.0861, the exchange rate registered a net change of 6.80% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 79.2389 was up 1.27% compared to the 2019 peak of 78.2417, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 25,000 HKD based on timing:

Yearly Peak High 1,980,972 CRC
2019 Average 1,872,854 CRC
Yearly Trough Low 1,808,029 CRC
Transaction Impact: A difference of 172,942.76 CRC purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

79.0661
72.5725
JanuMarcMayJulySeptNove

HKD to CRC Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 73.5059, compared to 77.1853 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 3.6794 points.

H1 Avg (Jan–Jun) 73.5059
H2 Avg (Jul–Dec) 77.1853

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 2.7676 CRC (High: 75.1478 / Low: 72.3802). On the other end, July was the most stable month, with a tight range of 0.4857 CRC (High: 75.3428 / Low: 74.8571).

March Spread (Volatile) ±2.7676
July Spread (Stable) ±0.4857

Growth Streaks & Declines

Trends

Between May and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.4389 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.4389

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2020: 78.5249) against the same month in 2019 (average: 73.8978), the exchange rate shifted by +4.6272 (+6.26%).

2020 Avg (November) 78.5249
2019 Avg (November) 73.8978

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 73.7548 72.4371 73.1136
February 73.8576 72.7756 73.2065
March 75.1478 72.3802 73.4449
April 74.8282 72.3212 73.5569
May 73.6267 72.7804 73.3466
June 74.8603 73.2844 74.3670
July 75.3428 74.8571 75.0962
August 76.8496 75.3428 76.4543
September 77.8993 76.7383 77.0945
October 78.2638 77.6256 77.8557
November 79.2389 77.3703 78.5249
December 78.7410 77.4435 78.0861