2020 HKD to CZK Historical Review

YEARLY HIGH

3.3576 CZK

YEARLY LOW

2.7493 CZK

YEARLY AVERAGE

2.9927 CZK

2020 HKD to CZK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HKD to CZK exchange rate experienced significant fluctuation. The market reached its absolute peak on March 19, valuing the pair at 3.3576. Conversely, the yearly low was recorded on December 17, dropping to 2.7493.

This high-to-low spread represents a total annual volatility of 0.6083 CZK. From a start-to-finish perspective, comparing the January average rate of 2.9222 to the December average rate of 2.7860, the exchange rate registered a net change of -4.66% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 3.3576 was up 11.18% compared to the 2019 peak of 3.0201, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 25,000 HKD based on timing:

Yearly Peak High 83,941 CZK

2019 Average 73,160 CZK

Yearly Trough Low 68,733 CZK

Transaction Impact: A difference of 15,207.94 CZK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

3.2828

2.7408

JanuMarcMayJulySeptNove

HKD to CZK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.0822, compared to 2.9032 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1790 points.

H1 Avg (Jan–Jun) 3.0822

H2 Avg (Jul–Dec) 2.9032

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.4831 CZK (High: 3.3576 / Low: 2.8746). On the other end, January was the most stable month, with a tight range of 0.0554 CZK (High: 2.9491 / Low: 2.8937).

March Spread (Volatile) ±0.4831

January Spread (Stable) ±0.0554

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.1662 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.1662

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 3.0966) against the same month in 2019 (average: 2.8963), the exchange rate shifted by +0.2003 (+6.92%).

2020 Avg (March) 3.0966

2019 Avg (March) 2.8963

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.9491	2.8937	2.9222
February	2.9881	2.9264	2.9548
March	3.3576	2.8746	3.0966
April	3.3235	3.1517	3.2377
May	3.3046	3.1264	3.2241
June	3.1013	3.0141	3.0579
July	3.0612	2.8501	2.9866
August	2.8829	2.8197	2.8542
September	3.0111	2.8411	2.9281
October	3.0224	2.9471	2.9829
November	3.0206	2.8236	2.8816
December	2.8223	2.7493	2.7860