2021 HKD to EUR Historical Review

YEARLY HIGH

0.1145 EUR

YEARLY LOW

0.1045 EUR

YEARLY AVERAGE

0.1088 EUR

2021 HKD to EUR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HKD to EUR exchange rate experienced significant fluctuation. The market reached its absolute peak on November 24, valuing the pair at 0.1145. Conversely, the yearly low was recorded on January 6, dropping to 0.1045.

This high-to-low spread represents a total annual volatility of 0.0099 EUR. From a start-to-finish perspective, comparing the January average rate of 0.1060 to the December average rate of 0.1134, the exchange rate registered a net change of 6.98% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.1145 was down 5.34% compared to the 2020 peak of 0.1209, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 25,000 HKD based on timing:

Yearly Peak High 2,861 EUR

2020 Average 2,826 EUR

Yearly Trough Low 2,613 EUR

Transaction Impact: A difference of 248.06 EUR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.1142

0.1053

JanuMarcMayJulySeptNove

HKD to EUR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1069, compared to 0.1107 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0037 points.

H1 Avg (Jan–Jun) 0.1069

H2 Avg (Jul–Dec) 0.1107

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0038 EUR (High: 0.1145 / Low: 0.1106). On the other end, July was the most stable month, with a tight range of 0.0011 EUR (High: 0.1094 / Low: 0.1082).

November Spread (Volatile) ±0.0038

July Spread (Stable) ±0.0011

Growth Streaks & Declines

Trends

Between May and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0016 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.0016

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 0.1126) against the same month in 2020 (average: 0.1089), the exchange rate shifted by +0.0037 (+3.38%).

2021 Avg (November) 0.1126

2020 Avg (November) 0.1089

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1069	0.1045	0.1060
February	0.1078	0.1060	0.1066
March	0.1097	0.1067	0.1082
April	0.1094	0.1062	0.1076
May	0.1072	0.1052	0.1060
June	0.1086	0.1055	0.1071
July	0.1094	0.1082	0.1088
August	0.1099	0.1083	0.1092
September	0.1110	0.1083	0.1092
October	0.1114	0.1100	0.1108
November	0.1145	0.1106	0.1126
December	0.1140	0.1128	0.1134