YEARLY HIGH
25.7250 LRD
YEARLY LOW
20.1123 LRD
YEARLY AVERAGE
24.7176 LRD

2020 HKD to LRD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HKD to LRD exchange rate experienced significant fluctuation. The market reached its absolute peak on August 10, valuing the pair at 25.7250. Conversely, the yearly low was recorded on November 19, dropping to 20.1123.

This high-to-low spread represents a total annual volatility of 5.6126 LRD. From a start-to-finish perspective, comparing the January average rate of 24.6303 to the December average rate of 20.8032, the exchange rate registered a net change of -15.54% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 25.7250 was down 4.83% compared to the 2019 peak of 27.0292, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 25,000 HKD based on timing:

Yearly Peak High 643,124 LRD
2019 Average 594,654 LRD
Yearly Trough Low 502,808 LRD
Transaction Impact: A difference of 140,315.69 LRD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

26.2070
20.3120
JanuMarcMayJulySeptNove

HKD to LRD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 25.3683, compared to 24.0669 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.3013 points.

H1 Avg (Jan–Jun) 25.3683
H2 Avg (Jul–Dec) 24.0669

Volatility Range Comparison

Volatility

The most volatile month in 2020 was November, with a trading range of 3.4921 LRD (High: 23.6044 / Low: 20.1123). On the other end, August was the most stable month, with a tight range of 0.0149 LRD (High: 25.7250 / Low: 25.7101).

November Spread (Volatile) ±3.4921
August Spread (Stable) ±0.0149

Growth Streaks & Declines

Trends

Between January and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 3.6394 points.

Longest Streak 7 Mo.
Sharpest MoM Drop -3.6394

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2020: 25.7157) against the same month in 2019 (average: 25.9628), the exchange rate shifted by -0.2471 (-0.95%).

2020 Avg (August) 25.7157
2019 Avg (August) 25.9628

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 25.1369 24.0739 24.6303
February 25.4556 25.1086 25.2811
March 25.5483 25.3639 25.4672
April 25.5734 25.5382 25.5543
May 25.6228 25.5225 25.5917
June 25.7146 25.6283 25.6850
July 25.7225 25.7010 25.7122
August 25.7250 25.7101 25.7157
September 25.7217 25.6605 25.6905
October 25.6734 23.6024 25.0597
November 23.6044 20.1123 21.4203
December 21.1820 20.3491 20.8032