2020 HKD to MVR Historical Review

YEARLY HIGH

2.0013 MVR

YEARLY LOW

1.9764 MVR

YEARLY AVERAGE

1.9890 MVR

2020 HKD to MVR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HKD to MVR exchange rate experienced significant fluctuation. The market reached its absolute peak on June 10, valuing the pair at 2.0013. Conversely, the yearly low was recorded on February 23, dropping to 1.9764.

This high-to-low spread represents a total annual volatility of 0.0249 MVR. From a start-to-finish perspective, comparing the January average rate of 1.9882 to the December average rate of 1.9882, the exchange rate registered a net change of 0.00% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 2.0013 was up 0.52% compared to the 2019 peak of 1.9909, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 25,000 HKD based on timing:

Yearly Peak High 50,031 MVR

2019 Average 49,277 MVR

Yearly Trough Low 49,409 MVR

Transaction Impact: A difference of 621.99 MVR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.9965

1.9861

JanuMarcMayJulySeptNove

HKD to MVR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.9904, compared to 1.9876 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0028 points.

H1 Avg (Jan–Jun) 1.9904

H2 Avg (Jul–Dec) 1.9876

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0168 MVR (High: 2.0002 / Low: 1.9834). On the other end, September was the most stable month, with a tight range of 0.0014 MVR (High: 1.9884 / Low: 1.9870).

March Spread (Volatile) ±0.0168

September Spread (Stable) ±0.0014

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0053 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0053

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2020: 1.9925) against the same month in 2019 (average: 1.9757), the exchange rate shifted by +0.0168 (+0.85%).

2020 Avg (June) 1.9925

2019 Avg (June) 1.9757

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.9913	1.9826	1.9882
February	1.9924	1.9764	1.9874
March	2.0002	1.9834	1.9893
April	1.9946	1.9863	1.9892
May	1.9999	1.9917	1.9956
June	2.0013	1.9867	1.9925
July	1.9884	1.9861	1.9873
August	1.9883	1.9869	1.9878
September	1.9884	1.9870	1.9877
October	1.9886	1.9862	1.9876
November	1.9882	1.9860	1.9870
December	1.9945	1.9861	1.9882