YEARLY HIGH
19.7094 NPR
YEARLY LOW
18.4588 NPR
YEARLY AVERAGE
19.1246 NPR

2026 HKD to NPR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the HKD to NPR exchange rate experienced significant fluctuation. The market reached its absolute peak on July 24, valuing the pair at 19.7094. Conversely, the yearly low was recorded on January 8, dropping to 18.4588.

This high-to-low spread represents a total annual volatility of 1.2507 NPR. From a start-to-finish perspective, comparing the January average rate of 18.6260 to the December average rate of 19.3984, the exchange rate registered a net change of 4.15% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 19.7094 was up 5.47% compared to the 2025 peak of 18.6868, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 25,000 HKD based on timing:

Yearly Peak High 492,736 NPR
2025 Average 446,840 NPR
Yearly Trough Low 461,469 NPR
Transaction Impact: A difference of 31,266.77 NPR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

19.6356
18.4738
JanuMarcMayJuly

HKD to NPR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 19.0099, compared to 19.4686 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.4586 points.

H1 Avg (Jan–Jun) 19.0099
H2 Avg (Jul–Dec) 19.4686

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.8347 NPR (High: 19.4143 / Low: 18.5796). On the other end, August was the most stable month, with a tight range of 0.0205 NPR (High: 19.4120 / Low: 19.3915).

March Spread (Volatile) ±0.8347
August Spread (Stable) ±0.0205

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.1624 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.1624

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2026: 19.5387) against the same month in 2025 (average: 17.5359), the exchange rate shifted by +2.0028 (+11.42%).

2026 Avg (July) 19.5387
2025 Avg (July) 17.5359

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 18.9590 18.4588 18.6260
February 18.9626 18.4937 18.5706
March 19.4143 18.5796 18.9529
April 19.3623 18.8468 19.0485
May 19.5873 19.3749 19.5120
June 19.5527 19.1658 19.3496
July 19.7094 19.2845 19.5387
August 19.4120 19.3915 19.3984