2021 HKD to NZD Historical Review

YEARLY HIGH

0.1910 NZD

YEARLY LOW

0.1733 NZD

YEARLY AVERAGE

0.1820 NZD

2021 HKD to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HKD to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 20, valuing the pair at 0.1910. Conversely, the yearly low was recorded on February 24, dropping to 0.1733.

This high-to-low spread represents a total annual volatility of 0.0177 NZD. From a start-to-finish perspective, comparing the January average rate of 0.1795 to the December average rate of 0.1890, the exchange rate registered a net change of 5.27% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.1910 was down 16.64% compared to the 2020 peak of 0.2291, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 25,000 HKD based on timing:

Yearly Peak High 4,774 NZD

2020 Average 4,967 NZD

Yearly Trough Low 4,331 NZD

Transaction Impact: A difference of 442.98 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.1901

0.1769

JanuMarcMayJulySeptNove

HKD to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1798, compared to 0.1841 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0044 points.

H1 Avg (Jan–Jun) 0.1798

H2 Avg (Jul–Dec) 0.1841

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0090 NZD (High: 0.1880 / Low: 0.1790). On the other end, July was the most stable month, with a tight range of 0.0033 NZD (High: 0.1859 / Low: 0.1826).

November Spread (Volatile) ±0.0090

July Spread (Stable) ±0.0033

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0025 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0025

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 0.1890) against the same month in 2020 (average: 0.1818), the exchange rate shifted by +0.0072 (+3.95%).

2021 Avg (December) 0.1890

2020 Avg (December) 0.1818

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1821	0.1766	0.1795
February	0.1802	0.1733	0.1780
March	0.1848	0.1768	0.1806
April	0.1832	0.1772	0.1807
May	0.1798	0.1765	0.1782
June	0.1857	0.1777	0.1815
July	0.1859	0.1826	0.1842
August	0.1882	0.1823	0.1842
September	0.1869	0.1799	0.1821
October	0.1857	0.1787	0.1822
November	0.1880	0.1790	0.1832
December	0.1910	0.1875	0.1890