2021 HKD to SAR Historical Review

YEARLY HIGH

0.4840 SAR

YEARLY LOW

0.4807 SAR

YEARLY AVERAGE

0.4826 SAR

2021 HKD to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HKD to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 20, valuing the pair at 0.4840. Conversely, the yearly low was recorded on December 15, dropping to 0.4807.

This high-to-low spread represents a total annual volatility of 0.0033 SAR. From a start-to-finish perspective, comparing the January average rate of 0.4838 to the December average rate of 0.4812, the exchange rate registered a net change of -0.55% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.4840 was down 0.35% compared to the 2020 peak of 0.4857, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 25,000 HKD based on timing:

Yearly Peak High 12,100 SAR

2020 Average 12,095 SAR

Yearly Trough Low 12,019 SAR

Transaction Impact: A difference of 81.49 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.4841

0.4809

JanuMarcMayJulySeptNove

HKD to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4832, compared to 0.4819 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0013 points.

H1 Avg (Jan–Jun) 0.4832

H2 Avg (Jul–Dec) 0.4819

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.0016 SAR (High: 0.4834 / Low: 0.4818). On the other end, February was the most stable month, with a tight range of 0.0004 SAR (High: 0.4839 / Low: 0.4835).

April Spread (Volatile) ±0.0016

February Spread (Stable) ±0.0004

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0009 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0009

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 0.4838) against the same month in 2020 (average: 0.4826), the exchange rate shifted by +0.0012 (+0.25%).

2021 Avg (January) 0.4838

2020 Avg (January) 0.4826

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4840	0.4836	0.4838
February	0.4839	0.4835	0.4838
March	0.4837	0.4823	0.4830
April	0.4834	0.4818	0.4827
May	0.4833	0.4827	0.4830
June	0.4835	0.4828	0.4832
July	0.4830	0.4820	0.4827
August	0.4825	0.4813	0.4818
September	0.4826	0.4815	0.4821
October	0.4826	0.4816	0.4821
November	0.4821	0.4810	0.4815
December	0.4815	0.4807	0.4812