YEARLY HIGH
2861.9797 STD
YEARLY LOW
2840.3409 STD
YEARLY AVERAGE
2846.8407 STD

2026 HKD to STD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the HKD to STD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 5, valuing the pair at 2861.9797. Conversely, the yearly low was recorded on July 4, dropping to 2840.3409.

This high-to-low spread represents a total annual volatility of 21.6388 STD. From a start-to-finish perspective, comparing the January average rate of 2857.9318 to the December average rate of 2841.6920, the exchange rate registered a net change of -0.57% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 2861.9797 was down 0.45% compared to the 2025 peak of 2875.0587, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 25,000 HKD based on timing:

Yearly Peak High 71,549,493 STD
2025 Average 71,454,484 STD
Yearly Trough Low 71,008,523 STD
Transaction Impact: A difference of 540,969.76 STD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

2859.5558
2840.0681
JanuMarcMayJuly

HKD to STD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2847.6989, compared to 2841.6920 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 6.0068 points.

H1 Avg (Jan–Jun) 2847.6989
H2 Avg (Jul–Dec) 2841.6920

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 12.2028 STD (High: 2854.8311 / Low: 2842.6283). On the other end, May was the most stable month, with a tight range of 1.2713 STD (High: 2844.4247 / Low: 2843.1535).

March Spread (Volatile) ±12.2028
May Spread (Stable) ±1.2713

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 7.2420 points.

Longest Streak 0 Mo.
Sharpest MoM Drop -7.2420

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 2857.9318) against the same month in 2025 (average: 2862.3229), the exchange rate shifted by -4.3911 (-0.15%).

2026 Avg (January) 2857.9318
2025 Avg (January) 2862.3229

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 2861.9797 2853.0016 2857.9318
February 2852.8939 2848.1149 2850.6898
March 2854.8311 2842.6283 2846.7321
April 2848.2398 2842.4108 2844.1406
May 2844.4247 2843.1535 2843.7099
June 2844.4794 2841.1373 2842.9891
July 2843.0325 2840.3409 2841.6920