2015 HKD to SZL Historical Review

YEARLY HIGH

2.0406 SZL

YEARLY LOW

1.4602 SZL

YEARLY AVERAGE

1.6468 SZL

2015 HKD to SZL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the HKD to SZL exchange rate experienced significant fluctuation. The market reached its absolute peak on December 12, valuing the pair at 2.0406. Conversely, the yearly low was recorded on February 5, dropping to 1.4602.

This high-to-low spread represents a total annual volatility of 0.5804 SZL. From a start-to-finish perspective, comparing the January average rate of 1.4919 to the December average rate of 1.9410, the exchange rate registered a net change of 30.10% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 2.0406 was up 35.36% compared to the 2014 peak of 1.5076, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 25,000 HKD based on timing:

Yearly Peak High 51,016 SZL

2014 Average 34,974 SZL

Yearly Trough Low 36,506 SZL

Transaction Impact: A difference of 14,509.98 SZL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

1.9859

1.4470

JanuMarcMayJulySeptNove

HKD to SZL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.5370, compared to 1.7566 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2196 points.

H1 Avg (Jan–Jun) 1.5370

H2 Avg (Jul–Dec) 1.7566

Volatility Range Comparison

Volatility

The most volatile month in 2015 was December, with a trading range of 0.1998 SZL (High: 2.0406 / Low: 1.8408). On the other end, January was the most stable month, with a tight range of 0.0411 SZL (High: 1.5118 / Low: 1.4708).

December Spread (Volatile) ±0.1998

January Spread (Stable) ±0.0411

Growth Streaks & Declines

Trends

Between May and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0192 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0192

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2015: 1.9410) against the same month in 2014 (average: 1.4834), the exchange rate shifted by +0.4575 (+30.84%).

2015 Avg (December) 1.9410

2014 Avg (December) 1.4834

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.5118	1.4708	1.4919
February	1.5189	1.4602	1.4946
March	1.6088	1.5025	1.5571
April	1.5741	1.5221	1.5477
May	1.5683	1.5198	1.5438
June	1.6247	1.5637	1.5871
July	1.6351	1.5783	1.6061
August	1.7163	1.6290	1.6632
September	1.8116	1.7179	1.7614
October	1.7960	1.6885	1.7422
November	1.8628	1.7754	1.8260
December	2.0406	1.8408	1.9410