2021 HKD to USD Historical Review

YEARLY HIGH

0.1290 USD

YEARLY LOW

0.1281 USD

YEARLY AVERAGE

0.1287 USD

2021 HKD to USD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HKD to USD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 3, valuing the pair at 0.1290. Conversely, the yearly low was recorded on December 16, dropping to 0.1281.

This high-to-low spread represents a total annual volatility of 0.0009 USD. From a start-to-finish perspective, comparing the January average rate of 0.1290 to the December average rate of 0.1282, the exchange rate registered a net change of -0.59% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.1290 was down 0.02% compared to the 2020 peak of 0.1290, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 25,000 HKD based on timing:

Yearly Peak High 3,225 USD

2020 Average 3,223 USD

Yearly Trough Low 3,204 USD

Transaction Impact: A difference of 21.62 USD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.1291

0.1281

JanuMarcMayJulySeptNove

HKD to USD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1288, compared to 0.1285 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0004 points.

H1 Avg (Jan–Jun) 0.1288

H2 Avg (Jul–Dec) 0.1285

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.0004 USD (High: 0.1289 / Low: 0.1285). On the other end, January was the most stable month, with a tight range of 0.0001 USD (High: 0.1290 / Low: 0.1289).

April Spread (Volatile) ±0.0004

January Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0002 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0002

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2021: 0.1290) against the same month in 2020 (average: 0.1286), the exchange rate shifted by +0.0004 (+0.28%).

2021 Avg (February) 0.1290

2020 Avg (February) 0.1286

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1290	0.1289	0.1290
February	0.1290	0.1289	0.1290
March	0.1289	0.1286	0.1288
April	0.1289	0.1285	0.1287
May	0.1289	0.1287	0.1288
June	0.1289	0.1288	0.1288
July	0.1288	0.1285	0.1287
August	0.1287	0.1283	0.1285
September	0.1287	0.1284	0.1285
October	0.1287	0.1284	0.1285
November	0.1285	0.1282	0.1284
December	0.1283	0.1281	0.1282