2021 HKD to XCD Historical Review

YEARLY HIGH

0.3487 XCD

YEARLY LOW

0.3463 XCD

YEARLY AVERAGE

0.3477 XCD

2021 HKD to XCD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HKD to XCD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 3, valuing the pair at 0.3487. Conversely, the yearly low was recorded on December 16, dropping to 0.3463.

This high-to-low spread represents a total annual volatility of 0.0023 XCD. From a start-to-finish perspective, comparing the January average rate of 0.3486 to the December average rate of 0.3465, the exchange rate registered a net change of -0.59% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.3487 was down 0.02% compared to the 2020 peak of 0.3487, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 25,000 HKD based on timing:

Yearly Peak High 8,716 XCD

2020 Average 8,711 XCD

Yearly Trough Low 8,658 XCD

Transaction Impact: A difference of 58.44 XCD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.3488

0.3463

JanuMarcMayJulySeptNove

HKD to XCD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3482, compared to 0.3472 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0010 points.

H1 Avg (Jan–Jun) 0.3482

H2 Avg (Jul–Dec) 0.3472

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.0011 XCD (High: 0.3483 / Low: 0.3472). On the other end, January was the most stable month, with a tight range of 0.0002 XCD (High: 0.3486 / Low: 0.3484).

April Spread (Volatile) ±0.0011

January Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0006 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0006

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2021: 0.3486) against the same month in 2020 (average: 0.3476), the exchange rate shifted by +0.0010 (+0.28%).

2021 Avg (February) 0.3486

2020 Avg (February) 0.3476

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3486	0.3484	0.3486
February	0.3487	0.3484	0.3486
March	0.3485	0.3476	0.3480
April	0.3483	0.3472	0.3478
May	0.3482	0.3478	0.3480
June	0.3484	0.3480	0.3482
July	0.3480	0.3472	0.3478
August	0.3477	0.3468	0.3472
September	0.3478	0.3471	0.3474
October	0.3477	0.3470	0.3474
November	0.3473	0.3465	0.3469
December	0.3468	0.3463	0.3465