YEARLY HIGH
32.3096 YER
YEARLY LOW
32.1105 YER
YEARLY AVERAGE
32.2746 YER

2020 HKD to YER Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HKD to YER exchange rate experienced significant fluctuation. The market reached its absolute peak on October 25, valuing the pair at 32.3096. Conversely, the yearly low was recorded on February 27, dropping to 32.1105.

This high-to-low spread represents a total annual volatility of 0.1991 YER. From a start-to-finish perspective, comparing the January average rate of 32.2043 to the December average rate of 32.2871, the exchange rate registered a net change of 0.26% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 32.3096 was up 0.48% compared to the 2019 peak of 32.1562, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 25,000 HKD based on timing:

Yearly Peak High 807,739 YER
2019 Average 798,692 YER
Yearly Trough Low 802,763 YER
Transaction Impact: A difference of 4,976.31 YER purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

32.3139
32.1862
JanuMarcMayJulySeptNove

HKD to YER Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 32.2527, compared to 32.2965 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0437 points.

H1 Avg (Jan–Jun) 32.2527
H2 Avg (Jul–Dec) 32.2965

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.1722 YER (High: 32.2949 / Low: 32.1227). On the other end, September was the most stable month, with a tight range of 0.0134 YER (High: 32.3091 / Low: 32.2957).

March Spread (Volatile) ±0.1722
September Spread (Stable) ±0.0134

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0092 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0092

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2020: 32.3003) against the same month in 2019 (average: 31.9213), the exchange rate shifted by +0.3790 (+1.19%).

2020 Avg (October) 32.3003
2019 Avg (October) 31.9213

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 32.2356 32.1263 32.2043
February 32.2459 32.1105 32.1968
March 32.2949 32.1227 32.2367
April 32.3022 32.2837 32.2944
May 32.3042 32.2360 32.2852
June 32.3091 32.2903 32.2990
July 32.3063 32.2871 32.2961
August 32.3088 32.2932 32.3006
September 32.3091 32.2957 32.3032
October 32.3096 32.2889 32.3003
November 32.3000 32.2782 32.2914
December 32.3072 32.2285 32.2871