2020 HNL to AMD Historical Review

YEARLY HIGH

21.6068 AMD

YEARLY LOW

18.9344 AMD

YEARLY AVERAGE

19.5307 AMD

2020 HNL to AMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HNL to AMD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 21.6068. Conversely, the yearly low was recorded on January 14, dropping to 18.9344.

This high-to-low spread represents a total annual volatility of 2.6724 AMD. From a start-to-finish perspective, comparing the January average rate of 19.3212 to the December average rate of 20.0858, the exchange rate registered a net change of 3.96% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 21.6068 was down 32.82% compared to the 2019 peak of 32.1631, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 108,034 AMD

2019 Average 97,921 AMD

Yearly Trough Low 94,672 AMD

Transaction Impact: A difference of 13,361.88 AMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

20.1666

19.1971

JanuMarcMayJulySeptNove

HNL to AMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 19.4368, compared to 19.6246 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1877 points.

H1 Avg (Jan–Jun) 19.4368

H2 Avg (Jul–Dec) 19.6246

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 1.7988 AMD (High: 21.6068 / Low: 19.8080). On the other end, October was the most stable month, with a tight range of 0.1196 AMD (High: 19.6578 / Low: 19.5382).

December Spread (Volatile) ±1.7988

October Spread (Stable) ±0.1196

Growth Streaks & Declines

Trends

Between June and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.2936 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.2936

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 20.0858) against the same month in 2019 (average: 19.7637), the exchange rate shifted by +0.3221 (+1.63%).

2020 Avg (December) 20.0858

2019 Avg (December) 19.7637

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	19.5297	18.9344	19.3212
February	19.4360	19.1708	19.2779
March	20.1944	19.1890	19.6191
April	20.2219	19.2352	19.6732
May	19.5585	19.1028	19.3796
June	19.4230	19.2801	19.3500
July	19.4635	19.3033	19.3565
August	19.5943	19.3033	19.4801
September	19.5526	19.4200	19.4922
October	19.6578	19.5382	19.5967
November	19.8510	19.6008	19.7360
December	21.6068	19.8080	20.0858