2020 HNL to ANG Historical Review

YEARLY HIGH

0.0743 ANG

YEARLY LOW

0.0638 ANG

YEARLY AVERAGE

0.0719 ANG

2020 HNL to ANG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HNL to ANG exchange rate experienced significant fluctuation. The market reached its absolute peak on December 25, valuing the pair at 0.0743. Conversely, the yearly low was recorded on February 8, dropping to 0.0638.

This high-to-low spread represents a total annual volatility of 0.0105 ANG. From a start-to-finish perspective, comparing the January average rate of 0.0672 to the December average rate of 0.0740, the exchange rate registered a net change of 10.14% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0743 was down 35.54% compared to the 2019 peak of 0.1153, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 372 ANG

2019 Average 366 ANG

Yearly Trough Low 319 ANG

Transaction Impact: A difference of 52.50 ANG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0747

0.0665

JanuMarcMayJulySeptNove

HNL to ANG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0707, compared to 0.0730 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0023 points.

H1 Avg (Jan–Jun) 0.0707

H2 Avg (Jul–Dec) 0.0730

Volatility Range Comparison

Volatility

The most volatile month in 2020 was February, with a trading range of 0.0088 ANG (High: 0.0727 / Low: 0.0638). On the other end, October was the most stable month, with a tight range of 0.0005 ANG (High: 0.0733 / Low: 0.0728).

February Spread (Volatile) ±0.0088

October Spread (Stable) ±0.0005

Growth Streaks & Declines

Trends

Between May and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0001 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.0001

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.0740) against the same month in 2019 (average: 0.0703), the exchange rate shifted by +0.0037 (+5.30%).

2020 Avg (December) 0.0740

2019 Avg (December) 0.0703

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0687	0.0640	0.0672
February	0.0727	0.0638	0.0695
March	0.0725	0.0714	0.0719
April	0.0723	0.0713	0.0719
May	0.0723	0.0715	0.0719
June	0.0723	0.0718	0.0720
July	0.0725	0.0720	0.0721
August	0.0728	0.0720	0.0726
September	0.0729	0.0724	0.0726
October	0.0733	0.0728	0.0730
November	0.0740	0.0730	0.0736
December	0.0743	0.0738	0.0740