2013 HNL to BAM Historical Review

YEARLY HIGH

0.0802 BAM

YEARLY LOW

0.0694 BAM

YEARLY AVERAGE

0.0734 BAM

2013 HNL to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the HNL to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on May 22, valuing the pair at 0.0802. Conversely, the yearly low was recorded on December 11, dropping to 0.0694.

This high-to-low spread represents a total annual volatility of 0.0108 BAM. From a start-to-finish perspective, comparing the January average rate of 0.0740 to the December average rate of 0.0700, the exchange rate registered a net change of -5.48% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.0802 was down 5.73% compared to the 2012 peak of 0.0851, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 401 BAM

2012 Average 394 BAM

Yearly Trough Low 347 BAM

Transaction Impact: A difference of 54.21 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.0787

0.0692

JanuMarcMayJulySeptNove

HNL to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0754, compared to 0.0715 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0039 points.

H1 Avg (Jan–Jun) 0.0754

H2 Avg (Jul–Dec) 0.0715

Volatility Range Comparison

Volatility

The most volatile month in 2013 was May, with a trading range of 0.0059 BAM (High: 0.0802 / Low: 0.0744). On the other end, August was the most stable month, with a tight range of 0.0009 BAM (High: 0.0726 / Low: 0.0717).

May Spread (Volatile) ±0.0059

August Spread (Stable) ±0.0009

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0047 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0047

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2013: 0.0779) against the same month in 2012 (average: 0.0803), the exchange rate shifted by -0.0023 (-2.87%).

2013 Avg (May) 0.0779

2012 Avg (May) 0.0803

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0755	0.0725	0.0740
February	0.0753	0.0720	0.0735
March	0.0779	0.0755	0.0764
April	0.0779	0.0766	0.0773
May	0.0802	0.0744	0.0779
June	0.0744	0.0721	0.0733
July	0.0752	0.0722	0.0737
August	0.0726	0.0717	0.0721
September	0.0731	0.0708	0.0719
October	0.0708	0.0694	0.0702
November	0.0719	0.0701	0.0709
December	0.0704	0.0694	0.0700