YEARLY HIGH
5.4711 DZD
YEARLY LOW
4.7229 DZD
YEARLY AVERAGE
5.1238 DZD

2020 HNL to DZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HNL to DZD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 25, valuing the pair at 5.4711. Conversely, the yearly low was recorded on January 14, dropping to 4.7229.

This high-to-low spread represents a total annual volatility of 0.7482 DZD. From a start-to-finish perspective, comparing the January average rate of 4.8251 to the December average rate of 5.4184, the exchange rate registered a net change of 12.30% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 5.4711 was down 32.08% compared to the 2019 peak of 8.0548, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 27,356 DZD
2019 Average 24,339 DZD
Yearly Trough Low 23,615 DZD
Transaction Impact: A difference of 3,740.95 DZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

5.4777
4.7658
JanuMarcMayJulySeptNove

HNL to DZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.9978, compared to 5.2497 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2519 points.

H1 Avg (Jan–Jun) 4.9978
H2 Avg (Jul–Dec) 5.2497

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.2473 DZD (High: 5.0182 / Low: 4.7709). On the other end, October was the most stable month, with a tight range of 0.0450 DZD (High: 5.2721 / Low: 5.2271).

March Spread (Volatile) ±0.2473
October Spread (Stable) ±0.0450

Growth Streaks & Declines

Trends

Between January and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0043 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -0.0043

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 5.4184) against the same month in 2019 (average: 4.9430), the exchange rate shifted by +0.4754 (+9.62%).

2020 Avg (December) 5.4184
2019 Avg (December) 4.9430

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.8663 4.7229 4.8251
February 4.9087 4.8115 4.8541
March 5.0182 4.7709 4.8794
April 5.1789 5.0220 5.1120
May 5.1921 5.1279 5.1518
June 5.2075 5.1403 5.1642
July 5.2066 5.1240 5.1600
August 5.2227 5.1283 5.1893
September 5.2566 5.1768 5.2117
October 5.2721 5.2271 5.2433
November 5.3255 5.2277 5.2756
December 5.4711 5.3052 5.4184