2020 HNL to GBP Historical Review

YEARLY HIGH

0.0349 GBP

YEARLY LOW

0.0302 GBP

YEARLY AVERAGE

0.0315 GBP

2020 HNL to GBP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the HNL to GBP exchange rate experienced significant fluctuation. The market reached its absolute peak on March 19, valuing the pair at 0.0349. Conversely, the yearly low was recorded on December 31, dropping to 0.0302.

This high-to-low spread represents a total annual volatility of 0.0047 GBP. From a start-to-finish perspective, comparing the January average rate of 0.0309 to the December average rate of 0.0307, the exchange rate registered a net change of -0.59% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0349 was down 31.69% compared to the 2019 peak of 0.0512, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 175 GBP

2019 Average 160 GBP

Yearly Trough Low 151 GBP

Transaction Impact: A difference of 23.63 GBP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0328

0.0305

JanuMarcMayJulySeptNove

HNL to GBP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0319, compared to 0.0311 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0008 points.

H1 Avg (Jan–Jun) 0.0319

H2 Avg (Jul–Dec) 0.0311

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0042 GBP (High: 0.0349 / Low: 0.0307). On the other end, October was the most stable month, with a tight range of 0.0006 GBP (High: 0.0316 / Low: 0.0311).

March Spread (Volatile) ±0.0042

October Spread (Stable) ±0.0006

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0009 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0009

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.0325) against the same month in 2019 (average: 0.0310), the exchange rate shifted by +0.0016 (+5.06%).

2020 Avg (March) 0.0325

2019 Avg (March) 0.0310

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0312	0.0303	0.0309
February	0.0315	0.0305	0.0311
March	0.0349	0.0307	0.0325
April	0.0329	0.0318	0.0323
May	0.0331	0.0320	0.0326
June	0.0327	0.0314	0.0321
July	0.0322	0.0306	0.0317
August	0.0311	0.0304	0.0308
September	0.0319	0.0303	0.0313
October	0.0316	0.0311	0.0314
November	0.0315	0.0307	0.0310
December	0.0311	0.0302	0.0307