2026 HNL to GBP Historical Review

YEARLY HIGH

0.0286 GBP

YEARLY LOW

0.0274 GBP

YEARLY AVERAGE

0.0280 GBP

2026 HNL to GBP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the HNL to GBP exchange rate experienced significant fluctuation. The market reached its absolute peak on April 5, valuing the pair at 0.0286. Conversely, the yearly low was recorded on January 27, dropping to 0.0274.

This high-to-low spread represents a total annual volatility of 0.0013 GBP. From a start-to-finish perspective, comparing the January average rate of 0.0280 to the December average rate of 0.0280, the exchange rate registered a net change of -0.07% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.0286 was down 11.41% compared to the 2025 peak of 0.0323, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 143 GBP

2025 Average 146 GBP

Yearly Trough Low 137 GBP

Transaction Impact: A difference of 6.28 GBP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.0283

0.0278

JanuFebrMarcApriMayJune

HNL to GBP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0280, compared to 0.0000 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0280 points.

H1 Avg (Jan–Jun) 0.0280

H2 Avg (Jul–Dec) 0.0000

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 0.0009 GBP (High: 0.0283 / Low: 0.0274). On the other end, June was the most stable month, with a tight range of 0.0002 GBP (High: 0.0281 / Low: 0.0279).

January Spread (Volatile) ±0.0009

June Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0003 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0003

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2026: 0.0280) against the same month in 2025 (average: 0.0295), the exchange rate shifted by -0.0015 (-5.14%).

2026 Avg (April) 0.0280

2025 Avg (April) 0.0295

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0283	0.0274	0.0280
February	0.0281	0.0275	0.0278
March	0.0285	0.0280	0.0283
April	0.0286	0.0277	0.0280
May	0.0280	0.0277	0.0279
June	0.0281	0.0279	0.0280