2016 HNL to GEL Historical Review

YEARLY HIGH

0.1195 GEL

YEARLY LOW

0.0937 GEL

YEARLY AVERAGE

0.1038 GEL

2016 HNL to GEL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the HNL to GEL exchange rate experienced significant fluctuation. The market reached its absolute peak on December 21, valuing the pair at 0.1195. Conversely, the yearly low was recorded on June 8, dropping to 0.0937.

This high-to-low spread represents a total annual volatility of 0.0258 GEL. From a start-to-finish perspective, comparing the January average rate of 0.1086 to the December average rate of 0.1137, the exchange rate registered a net change of 4.73% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.1195 was up 6.47% compared to the 2015 peak of 0.1122, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 597 GEL

2015 Average 508 GEL

Yearly Trough Low 469 GEL

Transaction Impact: A difference of 128.80 GEL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.1155

0.0948

JanuMarcMayJulySeptNove

HNL to GEL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1028, compared to 0.1049 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0021 points.

H1 Avg (Jan–Jun) 0.1028

H2 Avg (Jul–Dec) 0.1049

Volatility Range Comparison

Volatility

The most volatile month in 2016 was June, with a trading range of 0.0099 GEL (High: 0.1037 / Low: 0.0937). On the other end, February was the most stable month, with a tight range of 0.0020 GEL (High: 0.1109 / Low: 0.1088).

June Spread (Volatile) ±0.0099

February Spread (Stable) ±0.0020

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0051 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0051

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2016: 0.1137) against the same month in 2015 (average: 0.1094), the exchange rate shifted by +0.0043 (+3.97%).

2016 Avg (December) 0.1137

2015 Avg (December) 0.1094

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1106	0.1075	0.1086
February	0.1109	0.1088	0.1100
March	0.1094	0.1013	0.1051
April	0.1018	0.0987	0.1000
May	0.0987	0.0945	0.0966
June	0.1037	0.0937	0.0966
July	0.1038	0.1016	0.1028
August	0.1031	0.0994	0.1014
September	0.1026	0.0999	0.1011
October	0.1049	0.1015	0.1030
November	0.1096	0.1049	0.1073
December	0.1195	0.1099	0.1137