2012 HNL to GIP Historical Review

YEARLY HIGH

0.0343 GIP

YEARLY LOW

0.0312 GIP

YEARLY AVERAGE

0.0327 GIP

2012 HNL to GIP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HNL to GIP exchange rate experienced significant fluctuation. The market reached its absolute peak on January 16, valuing the pair at 0.0343. Conversely, the yearly low was recorded on December 31, dropping to 0.0312.

This high-to-low spread represents a total annual volatility of 0.0031 GIP. From a start-to-finish perspective, comparing the January average rate of 0.0339 to the December average rate of 0.0314, the exchange rate registered a net change of -7.28% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.0343 was down 0.70% compared to the 2011 peak of 0.0345, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 171 GIP

2011 Average 165 GIP

Yearly Trough Low 156 GIP

Transaction Impact: A difference of 15.47 GIP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.0341

0.0311

JanuMarcMayJulySeptNove

HNL to GIP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0333, compared to 0.0320 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0012 points.

H1 Avg (Jan–Jun) 0.0333

H2 Avg (Jul–Dec) 0.0320

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.0016 GIP (High: 0.0339 / Low: 0.0323). On the other end, October was the most stable month, with a tight range of 0.0002 GIP (High: 0.0318 / Low: 0.0316).

May Spread (Volatile) ±0.0016

October Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0008 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0008

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2012: 0.0339) against the same month in 2011 (average: 0.0335), the exchange rate shifted by +0.0003 (+0.93%).

2012 Avg (January) 0.0339

2011 Avg (January) 0.0335

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0343	0.0333	0.0339
February	0.0335	0.0328	0.0332
March	0.0335	0.0328	0.0331
April	0.0331	0.0323	0.0328
May	0.0339	0.0323	0.0330
June	0.0342	0.0334	0.0338
July	0.0336	0.0326	0.0333
August	0.0332	0.0321	0.0324
September	0.0321	0.0315	0.0318
October	0.0318	0.0316	0.0317
November	0.0318	0.0315	0.0317
December	0.0316	0.0312	0.0314