2017 HNL to HRK Historical Review

YEARLY HIGH

0.3134 HRK

YEARLY LOW

0.2621 HRK

YEARLY AVERAGE

0.2820 HRK

2017 HNL to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2017

During 2017, the HNL to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 4, valuing the pair at 0.3134. Conversely, the yearly low was recorded on December 30, dropping to 0.2621.

This high-to-low spread represents a total annual volatility of 0.0513 HRK. From a start-to-finish perspective, comparing the January average rate of 0.3035 to the December average rate of 0.2691, the exchange rate registered a net change of -11.33% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2017 high of 0.3134 was down 1.23% compared to the 2016 peak of 0.3173, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 1,567 HRK

2016 Average 1,495 HRK

Yearly Trough Low 1,311 HRK

Transaction Impact: A difference of 256.64 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2017.

0.3071

0.2636

JanuMarcMayJulySeptNove

HNL to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2935, compared to 0.2706 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0229 points.

H1 Avg (Jan–Jun) 0.2935

H2 Avg (Jul–Dec) 0.2706

Volatility Range Comparison

Volatility

The most volatile month in 2017 was January, with a trading range of 0.0191 HRK (High: 0.3134 / Low: 0.2943). On the other end, October was the most stable month, with a tight range of 0.0056 HRK (High: 0.2747 / Low: 0.2692).

January Spread (Volatile) ±0.0191

October Spread (Stable) ±0.0056

Growth Streaks & Declines

Trends

Between September and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0103 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0103

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2017: 0.3035) against the same month in 2016 (average: 0.3141), the exchange rate shifted by -0.0107 (-3.40%).

2017 Avg (January) 0.3035

2016 Avg (January) 0.3141

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3134	0.2943	0.3035
February	0.3002	0.2930	0.2970
March	0.3002	0.2911	0.2954
April	0.3004	0.2910	0.2967
May	0.2912	0.2812	0.2864
June	0.2835	0.2772	0.2817
July	0.2796	0.2699	0.2746
August	0.2707	0.2649	0.2684
September	0.2730	0.2634	0.2672
October	0.2747	0.2692	0.2719
November	0.2761	0.2675	0.2722
December	0.2722	0.2621	0.2691