2021 HNL to HUF Historical Review

YEARLY HIGH

13.6265 HUF

YEARLY LOW

11.6891 HUF

YEARLY AVERAGE

12.5790 HUF

2021 HNL to HUF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HNL to HUF exchange rate experienced significant fluctuation. The market reached its absolute peak on November 23, valuing the pair at 13.6265. Conversely, the yearly low was recorded on January 6, dropping to 11.6891.

This high-to-low spread represents a total annual volatility of 1.9373 HUF. From a start-to-finish perspective, comparing the January average rate of 12.1804 to the December average rate of 13.3802, the exchange rate registered a net change of 9.85% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 13.6265 was up 0.27% compared to the 2020 peak of 13.5894, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 68,132 HUF

2020 Average 62,231 HUF

Yearly Trough Low 58,446 HUF

Transaction Impact: A difference of 9,686.66 HUF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

13.5097

11.9556

JanuMarcMayJulySeptNove

HNL to HUF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 12.3009, compared to 12.8572 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.5563 points.

H1 Avg (Jan–Jun) 12.3009

H2 Avg (Jul–Dec) 12.8572

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.8360 HUF (High: 13.6265 / Low: 12.7904). On the other end, December was the most stable month, with a tight range of 0.2068 HUF (High: 13.4866 / Low: 13.2798).

November Spread (Volatile) ±0.8360

December Spread (Stable) ±0.2068

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.4349 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.4349

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 13.2437) against the same month in 2020 (average: 12.4552), the exchange rate shifted by +0.7885 (+6.33%).

2021 Avg (November) 13.2437

2020 Avg (November) 12.4552

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	12.3375	11.6891	12.1804
February	12.4654	12.1326	12.2277
March	12.8417	12.4102	12.6995
April	12.7262	12.3216	12.5200
May	12.4362	11.8057	12.0851
June	12.4367	11.7627	12.0928
July	12.9063	12.3516	12.6510
August	12.7298	12.3871	12.5686
September	12.8790	12.2115	12.4218
October	13.0392	12.7230	12.8777
November	13.6265	12.7904	13.2437
December	13.4866	13.2798	13.3802