2021 HNL to IRR Historical Review

YEARLY HIGH

1779.2098 IRR

YEARLY LOW

1692.1190 IRR

YEARLY AVERAGE

1748.8048 IRR

2021 HNL to IRR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HNL to IRR exchange rate experienced significant fluctuation. The market reached its absolute peak on August 21, valuing the pair at 1779.2098. Conversely, the yearly low was recorded on January 6, dropping to 1692.1190.

This high-to-low spread represents a total annual volatility of 87.0909 IRR. From a start-to-finish perspective, comparing the January average rate of 1736.8295 to the December average rate of 1740.3904, the exchange rate registered a net change of 0.21% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 1779.2098 was down 33.10% compared to the 2020 peak of 2659.4839, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 8,896,049 IRR

2020 Average 8,525,695 IRR

Yearly Trough Low 8,460,595 IRR

Transaction Impact: A difference of 435,454.30 IRR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

1776.6766

1733.2070

JanuMarcMayJulySeptNove

HNL to IRR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1743.2530, compared to 1754.3567 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 11.1037 points.

H1 Avg (Jan–Jun) 1743.2530

H2 Avg (Jul–Dec) 1754.3567

Volatility Range Comparison

Volatility

The most volatile month in 2021 was January, with a trading range of 57.1834 IRR (High: 1749.3024 / Low: 1692.1190). On the other end, November was the most stable month, with a tight range of 7.6104 IRR (High: 1753.9992 / Low: 1746.3888).

January Spread (Volatile) ±57.1834

November Spread (Stable) ±7.6104

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 21.7626 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -21.7626

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2021: 1773.0541) against the same month in 2020 (average: 1703.0115), the exchange rate shifted by +70.0426 (+4.11%).

2021 Avg (August) 1773.0541

2020 Avg (August) 1703.0115

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1749.3024	1692.1190	1736.8295
February	1748.4772	1729.8685	1736.9329
March	1752.5729	1729.1581	1739.2323
April	1757.1082	1743.4782	1748.0342
May	1763.1104	1743.4782	1747.7160
June	1763.1219	1745.6468	1750.7731
July	1777.8843	1754.3749	1764.9532
August	1779.2098	1759.4734	1773.0541
September	1767.3100	1742.2612	1751.2916
October	1756.4026	1742.0021	1747.5033
November	1753.9992	1746.3888	1748.9475
December	1750.9995	1730.6978	1740.3904