2012 HNL to ISK Historical Review

YEARLY HIGH

6.8580 ISK

YEARLY LOW

6.0763 ISK

YEARLY AVERAGE

6.4784 ISK

2012 HNL to ISK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HNL to ISK exchange rate experienced significant fluctuation. The market reached its absolute peak on June 1, valuing the pair at 6.8580. Conversely, the yearly low was recorded on August 23, dropping to 6.0763.

This high-to-low spread represents a total annual volatility of 0.7818 ISK. From a start-to-finish perspective, comparing the January average rate of 6.4928 to the December average rate of 6.3861, the exchange rate registered a net change of -1.64% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 6.8580 was up 5.49% compared to the 2011 peak of 6.5011, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 34,290 ISK

2011 Average 30,675 ISK

Yearly Trough Low 30,381 ISK

Transaction Impact: A difference of 3,908.79 ISK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

6.7432

6.1233

JanuMarcMayJulySeptNove

HNL to ISK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 6.5975, compared to 6.3594 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2381 points.

H1 Avg (Jan–Jun) 6.5975

H2 Avg (Jul–Dec) 6.3594

Volatility Range Comparison

Volatility

The most volatile month in 2012 was July, with a trading range of 0.5375 ISK (High: 6.7806 / Low: 6.2430). On the other end, March was the most stable month, with a tight range of 0.1245 ISK (High: 6.6910 / Low: 6.5665).

July Spread (Volatile) ±0.5375

March Spread (Stable) ±0.1245

Growth Streaks & Declines

Trends

Between February and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.4272 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.4272

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2012: 6.6916) against the same month in 2011 (average: 6.0918), the exchange rate shifted by +0.5998 (+9.85%).

2012 Avg (June) 6.6916

2011 Avg (June) 6.0918

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	6.5986	6.4182	6.4928
February	6.5899	6.4064	6.4694
March	6.6910	6.5665	6.6213
April	6.7319	6.5956	6.6496
May	6.8493	6.5089	6.6600
June	6.8580	6.5457	6.6916
July	6.7806	6.2430	6.6022
August	6.3095	6.0763	6.1750
September	6.3535	6.1692	6.2595
October	6.4819	6.2064	6.3017
November	6.5267	6.3542	6.4319
December	6.4902	6.3157	6.3861