2021 HNL to JOD Historical Review

YEARLY HIGH

0.0299 JOD

YEARLY LOW

0.0285 JOD

YEARLY AVERAGE

0.0294 JOD

2021 HNL to JOD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the HNL to JOD exchange rate experienced significant fluctuation. The market reached its absolute peak on July 24, valuing the pair at 0.0299. Conversely, the yearly low was recorded on January 6, dropping to 0.0285.

This high-to-low spread represents a total annual volatility of 0.0014 JOD. From a start-to-finish perspective, comparing the January average rate of 0.0292 to the December average rate of 0.0292, the exchange rate registered a net change of -0.16% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0299 was up 1.88% compared to the 2020 peak of 0.0294, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 150 JOD

2020 Average 143 JOD

Yearly Trough Low 142 JOD

Transaction Impact: A difference of 7.05 JOD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0299

0.0291

JanuMarcMayJulySeptNove

HNL to JOD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0294, compared to 0.0295 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0001 points.

H1 Avg (Jan–Jun) 0.0294

H2 Avg (Jul–Dec) 0.0295

Volatility Range Comparison

Volatility

The most volatile month in 2021 was January, with a trading range of 0.0010 JOD (High: 0.0295 / Low: 0.0285). On the other end, November was the most stable month, with a tight range of 0.0001 JOD (High: 0.0294 / Low: 0.0293).

January Spread (Volatile) ±0.0010

November Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0004 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0004

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2021: 0.0297) against the same month in 2020 (average: 0.0285), the exchange rate shifted by +0.0012 (+4.22%).

2021 Avg (July) 0.0297

2020 Avg (July) 0.0285

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0295	0.0285	0.0292
February	0.0294	0.0291	0.0292
March	0.0295	0.0291	0.0293
April	0.0296	0.0294	0.0294
May	0.0297	0.0294	0.0294
June	0.0297	0.0294	0.0295
July	0.0299	0.0295	0.0297
August	0.0299	0.0296	0.0298
September	0.0297	0.0293	0.0294
October	0.0295	0.0293	0.0293
November	0.0294	0.0293	0.0293
December	0.0294	0.0290	0.0292