2012 HNL to KWD Historical Review

YEARLY HIGH

0.0148 KWD

YEARLY LOW

0.0141 KWD

YEARLY AVERAGE

0.0145 KWD

2012 HNL to KWD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the HNL to KWD exchange rate experienced significant fluctuation. The market reached its absolute peak on July 26, valuing the pair at 0.0148. Conversely, the yearly low was recorded on December 27, dropping to 0.0141.

This high-to-low spread represents a total annual volatility of 0.0007 KWD. From a start-to-finish perspective, comparing the January average rate of 0.0146 to the December average rate of 0.0142, the exchange rate registered a net change of -3.10% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.0148 was down 0.65% compared to the 2011 peak of 0.0149, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 HNL based on timing:

Yearly Peak High 74 KWD

2011 Average 73 KWD

Yearly Trough Low 71 KWD

Transaction Impact: A difference of 3.60 KWD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.0148

0.0141

JanuMarcMayJulySeptNove

HNL to KWD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0146, compared to 0.0144 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0002 points.

H1 Avg (Jan–Jun) 0.0146

H2 Avg (Jul–Dec) 0.0144

Volatility Range Comparison

Volatility

The most volatile month in 2012 was August, with a trading range of 0.0004 KWD (High: 0.0148 / Low: 0.0144). On the other end, April was the most stable month, with a tight range of 0.0001 KWD (High: 0.0146 / Low: 0.0146).

August Spread (Volatile) ±0.0004

April Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0003 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0003

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2012: 0.0148) against the same month in 2011 (average: 0.0145), the exchange rate shifted by +0.0003 (+1.82%).

2012 Avg (July) 0.0148

2011 Avg (July) 0.0145

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0147	0.0146	0.0146
February	0.0146	0.0145	0.0146
March	0.0146	0.0146	0.0146
April	0.0146	0.0146	0.0146
May	0.0147	0.0146	0.0146
June	0.0147	0.0147	0.0147
July	0.0148	0.0146	0.0148
August	0.0148	0.0144	0.0145
September	0.0144	0.0143	0.0143
October	0.0143	0.0142	0.0143
November	0.0143	0.0142	0.0143
December	0.0142	0.0141	0.0142